XZO
Exzeo Group, Inc.
NYSE · USFinancial ServicesInsurance - Diversified
$16.30+1.24%
Price as of Jul 20, 2026
XZO financials
Exzeo Group, Inc. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $217.0M | $133.9M | $88.3M | $45.6M |
| Cost of revenue | $89.4M | $81.1M | $71.4M | $71.9M |
| Gross profit | $127.6M | $52.9M | $17.0M | -$26.3M |
| Operating expenses | $21.6M | $0.00 | $0.00 | $0.00 |
| Operating income | $106.0M | $38.0M | $2.6M | -$37.8M |
| Net income | $82.7M | $44.1M | $20.8M | -$54.7M |
| EBITDA | $113.2M | $40.4M | $4.8M | -$36.1M |
| Basic EPS | $0.87 | $0.37 | $0.13 | $-0.70 |
| Diluted EPS | $0.87 | $0.37 | $0.13 | $-0.70 |
| Balance sheet | ||||
| Cash & equivalents | $305.4M | $54.5M | $15.1M | — |
| Total assets | $347.7M | $89.6M | $625.6M | — |
| Total liabilities | $93.6M | $74.1M | $554.7M | — |
| Stockholders’ equity | $254.2M | $15.5M | $70.9M | — |
| Total debt | $7.2M | $8.4M | $65.9M | — |
| Net debt | -$298.1M | -$46.2M | $50.9M | — |
| Cash flow | ||||
| Operating cash flow | $100.3M | $191.9M | $59.4M | -$16.8M |
| Capital expenditure | -$2.8M | -$3.3M | -$3.2M | -$3.5M |
| Free cash flow | $97.5M | $188.6M | $56.1M | -$20.2M |
| Dividends paid | $0.00 | -$2.9M | -$6.8M | -$5.5M |
| Share repurchases | -$1.5M | -$100.5M | -$352.0K | -$406.0K |