Exzeo Group, Inc. (XZO) Earnings
Exzeo Group, Inc. is expected to report next earnings on August 5, 2026 (in NaN days), with a consensus EPS estimate of $0.24. XZO has beaten EPS estimates in 2 of its last 2 reported quarters (average surprise +49.4% over the last four).
| Report date | EPS est | EPS actual | Surprise | Revenue | Rev. surprise |
|---|---|---|---|---|---|
| May 6, 2026 | $0.21 | $0.22 | +6.4% | $54M | -5.9% |
| Feb 25, 2026 | $0.13 | $0.25 | +92.3% | $51M | -16.9% |
Source: company filings + earnings calendar. For informational purposes only — not investment advice.
Earnings call summary
Q1 FY2026 · May 6, 2026
AI summary of management’s prepared remarks and analyst Q&A. For informational purposes only — not investment advice.
Management highlights
Exeo made meaningful progress in early 2026. Managed premium grew to $1.43 billion. Added three new carriers with $105 million managed premium. Added about 20 new full-time employees. Developed WinForm Pro using AI to address industry challenges
Guidance
For Q2, pre-tax income expected between $27M and $30M. Full-year 2026 guidance unchanged at $115M - $125M. Managed premium expected stable at ~$1.4B in Q2, $1.55B by year-end 2026
Segment performance
Managed premium on the platform was $1.43 billion. Revenue increased to $56 million from $52 million in the prior year quarter. Adjusted EBITDA margin was over 49%. Annual recurring revenue was $216 million. Free cash flow was about $25 million. Managed premium from non-ACI clients was approximately $105 million
Risks & headwinds
Forward-looking statements subject to various risks and uncertainties, including those in SEC filings which could materially affect business, financial condition, and results of operations
Analyst Q&A
Q: Matt Carletti asked about new clients' onboarding and pipeline, and WinForm Pro's revenue impact.
A: Kevin and Parrish responded on new clients' progress and WinForm Pro as a revenue generator and brand spread.
Q: Terry Tillman asked about AI tailwinds and team progress.
A: Kevin and Parrish discussed AI's role and team building.
Q: Dylan Becker asked about platform expansion and Florida exposure.
A: Parrish and Suela talked about platform growth and seasonal components