YRD
Yiren Digital Ltd.
NYSE · Financial Services · Financial - Credit Services · CN
$0.68
−4.81%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 4.3B | 5.6B | 5.8B | 4.9B | 3.4B |
| Cost of Revenue | 793.9M | 790.2M | 883.0M | 976.2M | 776.8M |
| Gross Profit | 3.5B | 4.8B | 4.9B | 3.9B | 2.7B |
| Operating Expenses | |||||
| R&D Expense | 313.6M | — | 411.9M | 148.8M | 151.9M |
| SG&A Expense | 1.1B | 1.5B | 1.5B | 887.7M | 845.8M |
| General & Admin Expense | 293.7M | 322.1M | 274.7M | 231.1M | 271.8M |
| Selling & Marketing Expense | 778.2M | 1.2B | 1.2B | 656.6M | 574.0M |
| Other Expenses | 1.6B | 1.2B | 1.4B | 288.2M | 188.2M |
| Total Operating Expenses | 3.0B | 2.6B | 3.3B | 1.3B | 1.2B |
| Cost and Expenses | 3.8B | 3.4B | 4.2B | 2.3B | 2.0B |
| Operating Income (EBIT) | 500.6M | 2.1B | 1.6B | 2.6B | 1.5B |
| Non-Operating | |||||
| Interest Income | 58.6M | 76.6M | 105.5M | 80.7M | — |
| Interest Expense | — | — | — | — | — |
| Net Interest Income | 58.6M | 76.6M | 105.5M | 80.7M | — |
| Other Non-Op Income/Expense | (2.1B) | (2.2B) | 214.9M | 50.6M | 23.5M |
| Non-Operating Income (excl Interest) | 1.8B | 2.2B | — | — | — |
| EBT (Pre-Tax Income) | (1.6B) | (56.9M) | 1.9B | 2.6B | 1.5B |
| Income Tax Expense | (123.8M) | (96.3M) | 279.2M | 565.2M | 300.5M |
| Bottom Line | |||||
| Net Income | (1.5B) | 39.4M | 1.6B | 2.1B | 1.2B |
| Earnings from Cont. Ops | (1.5B) | 39.4M | 1.6B | 2.1B | 1.2B |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | (1.5B) | 39.4M | 1.6B | 2.1B | 1.2B |
| Per Share | |||||
| Basic EPS | ($17.04) | $0.90 | $18.27 | $23.54 | $13.68 |
| Diluted EPS | ($17.06) | $0.90 | $18.11 | $23.28 | $13.63 |
| Revenue Per Share | $49.21 | $64.21 | $67.02 | $55.40 | $40.27 |
| Shares | |||||
| Basic Shares Outstanding | 87.5M | 86.8M | 86.6M | 88.4M | 85.3M |
| Diluted Shares Outstanding | 87.5M | 87.3M | 87.4M | 89.3M | 85.3M |
| Profitability Metrics | |||||
| EBITDA | (1.3B) | (26.3M) | 1.7B | 2.6B | 1.5B |
| D&A | 11.6M | 30.6M | 28.3M | 25.4M | 52.8M |
| EBIT | (1.3B) | (56.9M) | 1.6B | 2.6B | 1.5B |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026