YRD

Yiren Digital Ltd. (NYSE:YRD) is a Chinese fintech company that operates as an online consumer finance marketplace connecting borrowers and investors in China. Founded in 2012 and headquartered in Beijing, the company went public on the New York Stock Exchange in December 2015. Originally known as Yirendai Ltd., the company rebranded to Yiren Digital in September 2019 to reflect its strategic pivot toward artificial intelligence and digital transformation. Yiren Digital is a subsidiary of Creditease Holdings (Cayman) Limited and has evolved from a peer-to-peer lending platform into a comprehensive financial services provider offering loan facilitation, insurance brokerage, and wealth management services.