FSBC
FIVE STAR BANCORP
NASDAQ · Financial Services · Banks - Regional · US
$45.76
−0.17%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 292.6M | 255.5M | 212.2M | 180.7M | 123.8M |
| Cost of Revenue | 113.0M | 106.7M | 94.2M | 67.5M | 21.5M |
| Gross Profit | 179.7M | 148.7M | 118.0M | 113.2M | 102.2M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 53.2M | 40.7M | 35.8M | 31.1M | 25.3M |
| General & Admin Expense | 52.4M | 40.7M | 33.3M | 28.7M | 23.4M |
| Selling & Marketing Expense | 798.0K | — | 2.4M | 2.4M | 1.9M |
| Other Expenses | 22.8M | 24.3M | 17.5M | 15.5M | 14.1M |
| Total Operating Expenses | 76.0M | 65.0M | 53.3M | 46.6M | 39.4M |
| Cost and Expenses | 189.0M | 171.7M | 147.5M | 114.1M | 60.9M |
| Operating Income (EBIT) | 103.7M | 83.7M | 64.7M | 66.6M | 62.9M |
| Non-Operating | |||||
| Interest Income | 286.4M | 250.3M | 207.0M | 174.4M | 117.9M |
| Interest Expense | 102.7M | 97.0M | 87.2M | 63.5M | 14.8M |
| Net Interest Income | 183.6M | 153.2M | 119.7M | 110.9M | 103.1M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | (28.2M) | — | — | — | — |
| EBT (Pre-Tax Income) | 103.7M | 83.7M | 64.7M | 66.6M | 62.9M |
| Income Tax Expense | 26.1M | 22.1M | 19.1M | 18.9M | 18.1M |
| Bottom Line | |||||
| Net Income | 77.6M | 61.6M | 45.7M | 47.7M | 44.8M |
| Earnings from Cont. Ops | 77.6M | 61.6M | 45.7M | 47.7M | 44.8M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 77.6M | 61.6M | 45.7M | 47.7M | 44.8M |
| Per Share | |||||
| Basic EPS | $3.54 | $2.90 | $2.26 | $2.78 | $2.61 |
| Diluted EPS | $3.53 | $2.90 | $2.26 | $2.78 | $2.61 |
| Revenue Per Share | $12.39 | $12.04 | $10.53 | $10.53 | $7.23 |
| Shares | |||||
| Basic Shares Outstanding | 23.6M | 21.2M | 20.2M | 17.2M | 17.1M |
| Diluted Shares Outstanding | 23.7M | 21.3M | 20.2M | 17.2M | 17.2M |
| Profitability Metrics | |||||
| EBITDA | 135.3M | 86.8M | 66.6M | 68.2M | 64.5M |
| D&A | 3.4M | 3.0M | 1.9M | 1.6M | 1.6M |
| EBIT | 131.9M | 83.7M | 64.7M | 66.6M | 62.9M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026