CZFS
Citizens Financial Services, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$82.92
−0.80%Leverage
- Debt / equity
- 1.12x
- Net debt / equity
- 1.00x
- Debt / assets
- 0.12x
- Debt / EBITDA
- 7.72x
- Net debt / EBITDA
- 6.95x
Liquidity & coverage
- Current ratio
- 12.29x
- Quick ratio
- 12.29x
- Cash ratio
- 158.05x
- Interest coverage
- 0.87x
- EBITDA / interest
- 0.88x
- Working capital
- $37.9M
Cash & dividend
- FCF / debt
- 0.10x
- Cash flow / debt
- 0.10x
- Dividend per share
- $2.01
- Dividend yield
- 2.4%
- Dividend growth 1y
- +1.8%
Leverage, liquidity, debt coverage and shareholder-distribution metrics · Data as of Jun 1, 2026