CZFS

Citizens Financial Services, Inc. (NASDAQ:CZFS) is a regional bank holding company founded in 1932 and headquartered in Mansfield, Pennsylvania. The company operates through its primary subsidiary, First Citizens Community Bank, which provides traditional banking services across rural and small-town markets in Pennsylvania, New York, and Delaware. With nearly a century of operations, Citizens Financial Services has established itself as a community-focused financial institution serving individual consumers, small businesses, and local governments through thirty full-service branches concentrated in north-central and southeastern Pennsylvania markets.