AFRM
Affirm Holdings, Inc.
NASDAQ · Technology · Software - Infrastructure · US
$72.53
−2.38%Income statement
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 4.2B | 3.9B | 3.2B | 2.3B | 1.6B |
| Cost of Revenue | 1.3B | 1.2B | 1.0B | 845.1M | 873.2M |
| Gross Profit | 2.9B | 2.7B | 2.2B | 1.5B | 714.8M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 920.8M | 920.8M | 979.9M | 1.1B | 1.2B |
| General & Admin Expense | 578.3M | 578.3M | 545.1M | 525.3M | 586.4M |
| Selling & Marketing Expense | 342.5M | 342.5M | 434.8M | 576.4M | 638.3M |
| Other Expenses | 1.3B | 937.2M | 1.3B | 992.0M | 691.0M |
| Total Operating Expenses | 2.2B | 1.9B | 2.3B | 2.1B | 1.9B |
| Cost and Expenses | 3.5B | 3.1B | 3.3B | 2.9B | 2.8B |
| Operating Income (EBIT) | 648.8M | 870.9M | (87.3M) | (615.8M) | (1.2B) |
| Non-Operating | |||||
| Interest Income | 567.3M | 2.0B | — | — | — |
| Interest Expense | 454.1M | 453.6M | 425.5M | 344.3M | 183.0M |
| Net Interest Income | 113.2M | 1.6B | (425.5M) | (344.3M) | (183.0M) |
| Other Non-Op Income/Expense | (156.0M) | (378.1M) | 148.7M | 100.3M | 211.6M |
| Non-Operating Income (excl Interest) | (298.0M) | (75.5M) | (574.2M) | (444.6M) | (394.6M) |
| EBT (Pre-Tax Income) | 492.7M | 492.7M | 61.5M | (515.5M) | (989.2M) |
| Income Tax Expense | (1.4B) | (1.4B) | 9.3M | 2.2M | (3.9M) |
| Bottom Line | |||||
| Net Income | 1.9B | 1.9B | 52.2M | (517.8M) | (985.3M) |
| Earnings from Cont. Ops | 1.9B | 1.9B | 52.2M | (517.8M) | (985.3M) |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 1.9B | 1.9B | 52.2M | (517.8M) | (985.3M) |
| Per Share | |||||
| Basic EPS | $5.71 | $5.76 | $0.16 | ($1.67) | ($3.34) |
| Diluted EPS | $5.52 | $5.53 | $0.15 | ($1.67) | ($3.34) |
| Revenue Per Share | $12.34 | $11.78 | $9.99 | $7.50 | $5.38 |
| Shares | |||||
| Basic Shares Outstanding | 339.1M | 335.2M | 322.9M | 309.9M | 295.3M |
| Diluted Shares Outstanding | 349.7M | 348.8M | 341.0M | 309.9M | 295.3M |
| Profitability Metrics | |||||
| EBITDA | 1.3B | 1.2B | 712.0M | (2.2M) | (671.6M) |
| D&A | 303.3M | 303.3M | 225.1M | 169.0M | 134.6M |
| EBIT | 946.8M | 946.3M | 486.9M | (171.3M) | (806.2M) |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026