PROV
Provident Financial Holdings, Inc.
NASDAQ · USFinancial ServicesBanks - Regional
$16.99-1.28%
Price as of Jul 20, 2026
PROV financials
Provident Financial Holdings, Inc. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $60.2M | $58.7M | $50.1M | $39.4M |
| Cost of revenue | $20.5M | $19.7M | $9.4M | $673.0K |
| Gross profit | $39.7M | $38.9M | $40.7M | $38.8M |
| Operating expenses | $30.8M | $28.5M | $28.3M | $25.9M |
| Operating income | $8.9M | $10.4M | $12.4M | $12.9M |
| Net income | $6.3M | $7.4M | $8.6M | $9.1M |
| EBITDA | $12.4M | $13.5M | $15.6M | $17.7M |
| Basic EPS | $0.93 | $1.06 | $1.20 | $1.23 |
| Diluted EPS | $0.93 | $1.06 | $1.19 | $1.22 |
| Balance sheet | ||||
| Cash & equivalents | $53.1M | $51.4M | $65.8M | $23.4M |
| Total assets | $1.2B | $1.3B | $1.3B | $1.2B |
| Total liabilities | $1.1B | $1.1B | $1.2B | $1.1B |
| Stockholders’ equity | $128.5M | $129.9M | $129.7M | $128.7M |
| Total debt | $213.1M | $238.5M | $235.0M | $85.0M |
| Net debt | $160.0M | $187.1M | $169.2M | $61.6M |
| Cash flow | ||||
| Operating cash flow | $8.7M | $5.7M | $16.3M | $11.8M |
| Capital expenditure | -$530.0K | -$1.6M | -$741.0K | -$165.0K |
| Free cash flow | $8.2M | $4.1M | $15.6M | $11.6M |
| Dividends paid | -$3.8M | -$3.9M | -$4.0M | -$4.1M |
| Share repurchases | -$4.4M | -$2.6M | -$4.6M | -$4.3M |