PFSI
PennyMac Financial Services, Inc.
NYSE · USFinancial ServicesFinancial - Mortgages
$83.58-2.00%
Price as of Jul 20, 2026
PFSI financials
PennyMac Financial Services, Inc. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $4.4B | $1.6B | $2.0B | $2.3B |
| Cost of revenue | $374.6M | $38.0M | $1.2B | $1.0B |
| Gross profit | $4.0B | $1.6B | $847.5M | $1.3B |
| Operating expenses | $2.5B | $654.7M | $493.4M | $618.3M |
| Operating income | $1.5B | $901.0M | $354.0M | $688.7M |
| Net income | $501.1M | $311.4M | $144.7M | $475.5M |
| EBITDA | $1.6B | $473.2M | $424.1M | $738.9M |
| Basic EPS | $9.69 | $6.11 | $2.89 | $8.96 |
| Diluted EPS | $9.30 | $5.84 | $2.74 | $8.50 |
| Balance sheet | ||||
| Cash & equivalents | $301.7M | $238.5M | $938.4M | $1.3B |
| Total assets | $29.4B | $26.1B | $18.8B | $16.8B |
| Total liabilities | $25.1B | $22.3B | $15.3B | $13.4B |
| Stockholders’ equity | $4.3B | $3.8B | $3.5B | $3.5B |
| Total debt | $23.1B | $20.6B | $13.5B | $11.8B |
| Net debt | $22.8B | $20.3B | $12.6B | $10.5B |
| Cash flow | ||||
| Operating cash flow | -$1.4B | -$4.5B | -$1.6B | $6.0B |
| Capital expenditure | -$11.9M | -$22.1M | -$36.2M | -$83.1M |
| Free cash flow | -$1.4B | -$4.6B | -$1.6B | $6.0B |
| Dividends paid | -$62.5M | -$52.2M | -$41.4M | -$54.6M |
| Share repurchases | -$4.7M | $0.00 | -$71.5M | -$406.1M |