OSBC
Old Second Bancorp, Inc.
NASDAQ · USFinancial ServicesBanks - Regional
$23.60-0.17%
Price as of Jul 20, 2026
OSBC financials
Old Second Bancorp, Inc. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $397.0M | $336.2M | $321.0M | $255.2M |
| Cost of revenue | $86.8M | $69.0M | $56.5M | $16.9M |
| Gross profit | $310.2M | $267.1M | $264.5M | $238.4M |
| Operating expenses | $199.4M | $154.2M | $140.1M | $146.8M |
| Operating income | $110.8M | $113.0M | $124.4M | $91.5M |
| Net income | $80.3M | $85.3M | $91.7M | $67.4M |
| EBITDA | $120.8M | $122.1M | $132.1M | $98.4M |
| Basic EPS | $1.64 | $1.90 | $2.05 | $1.51 |
| Diluted EPS | $1.62 | $1.87 | $2.02 | $1.49 |
| Balance sheet | ||||
| Cash & equivalents | $124.0M | $99.3M | $100.1M | $115.2M |
| Total assets | $6.9B | $5.6B | $5.7B | $5.9B |
| Total liabilities | $6.0B | $5.0B | $5.1B | $5.4B |
| Stockholders’ equity | $896.8M | $671.0M | $577.3M | $461.1M |
| Total debt | $338.9M | $141.9M | $516.6M | $260.8M |
| Net debt | $214.9M | $42.6M | $416.5M | $145.6M |
| Cash flow | ||||
| Operating cash flow | $122.3M | $131.5M | $116.4M | $97.3M |
| Capital expenditure | -$4.5M | -$10.8M | -$12.4M | -$4.3M |
| Free cash flow | $117.8M | $120.7M | $104.0M | $93.0M |
| Dividends paid | -$12.2M | -$9.4M | -$8.9M | -$8.9M |
| Share repurchases | -$7.4M | -$1.0M | -$605.0K | -$455.0K |