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OSBC

Old Second Bancorp, Inc.

NASDAQ · USFinancial ServicesBanks - Regional
$23.60-0.17%

Price as of Jul 20, 2026

OSBC capital

Old Second Bancorp, Inc. capital & dividend

Leverage, liquidity, debt coverage and shareholder-distribution metrics.

Leverage

Debt / equity
0.36x
Net debt / equity
0.31x
Debt / assets
0.05x
Debt / EBITDA
2.52x
Net debt / EBITDA
2.14x

Liquidity & coverage

Current ratio
0.22x
Quick ratio
0.22x
Cash ratio
0.22x
Interest coverage
1.73x
EBITDA / interest
1.87x
Working capital
-$175.0M

Cash & dividend

FCF / debt
0.43x
Cash flow / debt
0.44x
Dividend per share
$0.27
Dividend yield
1.1%
Dividend growth 1y
+19.0%

Latest available reported and market-derived figures. A dash means the source dataset does not currently cover that metric; it does not imply a zero value.