HMN
Horace Mann Educators Corporation
NYSE · USFinancial ServicesInsurance - Property & Casualty
$51.58-1.96%
Price as of Jul 20, 2026
HMN financials
Horace Mann Educators Corporation financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $1.6B | $1.6B | $1.4B | $1.3B |
| Cost of revenue | $1.1B | $1.1B | $1.1B | $1.0B |
| Gross profit | $572.0M | $478.4M | $356.8M | $332.5M |
| Operating expenses | $370.8M | $349.8M | $303.5M | $316.0M |
| Operating income | $201.2M | $128.6M | $53.3M | $16.5M |
| Net income | $162.1M | $102.8M | $45.0M | $19.8M |
| EBITDA | $264.7M | $189.6M | $109.2M | $63.5M |
| Basic EPS | $3.93 | $2.49 | $1.09 | $0.48 |
| Diluted EPS | $3.90 | $2.48 | $1.09 | $0.47 |
| Balance sheet | ||||
| Cash & equivalents | $26.2M | $33.1M | $29.0M | $42.2M |
| Total assets | $15.3B | $14.5B | $14.0B | $13.3B |
| Total liabilities | $13.8B | $13.2B | $12.9B | $12.2B |
| Stockholders’ equity | $1.5B | $1.3B | $1.2B | $1.1B |
| Total debt | $593.4M | $547.0M | $546.0M | $498.0M |
| Net debt | $567.2M | $513.9M | $517.0M | $455.8M |
| Cash flow | ||||
| Operating cash flow | $553.2M | $452.1M | $302.1M | $171.5M |
| Capital expenditure | $0.00 | $0.00 | $0.00 | $0.00 |
| Free cash flow | $553.2M | $452.1M | $302.1M | $171.5M |
| Dividends paid | -$57.1M | -$55.5M | -$53.9M | -$52.6M |
| Share repurchases | -$20.8M | -$8.6M | -$6.5M | -$24.0M |