FNWD
Finward Bancorp
NASDAQ · USFinancial ServicesBanks - Regional
$36.63+0.92%
Price as of Jul 20, 2026
FNWD financials
Finward Bancorp financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $101.1M | $111.8M | $96.5M | $83.5M |
| Cost of revenue | $34.8M | $40.2M | $33.3M | $4.9M |
| Gross profit | $66.2M | $71.6M | $63.3M | $78.7M |
| Operating expenses | $58.1M | $58.1M | $55.2M | $62.1M |
| Operating income | $8.1M | $13.5M | $8.0M | $16.6M |
| Net income | $8.1M | $12.1M | $8.4M | $15.1M |
| EBITDA | $14.3M | $20.7M | $15.2M | $22.5M |
| Basic EPS | $1.89 | $2.84 | $1.96 | $3.61 |
| Diluted EPS | $1.88 | $2.84 | $1.96 | $3.60 |
| Balance sheet | ||||
| Cash & equivalents | $18.3M | $69.9M | $85.6M | $33.6M |
| Total assets | $2.0B | $2.1B | $2.1B | $2.1B |
| Total liabilities | $1.8B | $1.9B | $2.0B | $1.9B |
| Stockholders’ equity | $174.7M | $151.4M | $147.3M | $136.4M |
| Total debt | $84.7M | $105.1M | $118.1M | $135.5M |
| Net debt | $66.4M | $35.2M | $32.5M | $101.9M |
| Cash flow | ||||
| Operating cash flow | $9.9M | $9.8M | $24.2M | $17.7M |
| Capital expenditure | -$853.0K | -$3.1M | -$1.1M | -$3.0M |
| Free cash flow | $9.0M | $6.7M | $23.1M | $14.7M |
| Dividends paid | -$1.6M | -$2.1M | -$5.3M | -$5.1M |
| Share repurchases | $0.00 | -$86.0K | -$196.0K | -$120.0K |