CFFI
C&F Financial Corporation
NASDAQ · USFinancial ServicesBanks - Regional
$77.03-3.68%
Price as of Jul 20, 2026
CFFI financials
C&F Financial Corporation financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $186.1M | $166.5M | $149.8M | $123.5M |
| Cost of revenue | $56.8M | $56.1M | $34.7M | $11.1M |
| Gross profit | $129.3M | $110.4M | $115.1M | $112.4M |
| Operating expenses | $96.2M | $86.3M | $85.9M | $75.4M |
| Operating income | $33.1M | $24.1M | $29.2M | $37.0M |
| Net income | $26.8M | $19.8M | $23.6M | $29.2M |
| EBITDA | $36.6M | $28.0M | $33.0M | $41.3M |
| Basic EPS | $8.29 | $6.01 | $6.92 | $8.29 |
| Diluted EPS | $8.29 | $6.01 | $6.92 | $8.29 |
| Balance sheet | ||||
| Cash & equivalents | $79.1M | $65.6M | $75.2M | $26.7M |
| Total assets | $2.8B | $2.6B | $2.4B | $2.3B |
| Total liabilities | $2.5B | $2.3B | $2.2B | $2.1B |
| Stockholders’ equity | $261.8M | $226.4M | $216.9M | $195.6M |
| Total debt | $113.3M | $122.6M | $109.5M | $92.1M |
| Net debt | $34.2M | $57.0M | $34.4M | $65.4M |
| Cash flow | ||||
| Operating cash flow | $24.5M | $38.5M | $38.8M | $90.6M |
| Capital expenditure | -$2.3M | -$3.5M | -$1.5M | -$3.4M |
| Free cash flow | $22.2M | $35.0M | $37.4M | $87.2M |
| Dividends paid | -$6.0M | -$5.8M | -$6.0M | -$5.8M |
| Share repurchases | -$943.0K | -$8.8M | -$7.8M | -$5.4M |