AFRM
Affirm Holdings, Inc.
NASDAQ · USTechnologySoftware - Infrastructure
$75.32-0.99%
Price as of Jul 20, 2026
AFRM financials
Affirm Holdings, Inc. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $3.2B | $2.3B | $1.6B | $1.3B |
| Cost of revenue | $1.0B | $845.1M | $873.2M | $576.5M |
| Gross profit | $2.2B | $1.5B | $714.8M | $772.8M |
| Operating expenses | $2.3B | $2.1B | $1.9B | $1.6B |
| Operating income | -$87.3M | -$615.8M | -$1.2B | -$866.0M |
| Net income | $52.2M | -$517.8M | -$985.3M | -$707.4M |
| EBITDA | $712.0M | -$2.2M | -$671.6M | -$602.4M |
| Basic EPS | $0.16 | $-1.67 | $-3.34 | $-2.51 |
| Diluted EPS | $0.15 | $-1.67 | $-3.34 | $-2.51 |
| Balance sheet | ||||
| Cash & equivalents | $1.4B | $1.0B | $892.0M | $1.3B |
| Total assets | $11.2B | $9.5B | $8.2B | $7.0B |
| Total liabilities | $8.1B | $6.8B | $5.6B | $4.4B |
| Stockholders’ equity | $3.1B | $2.7B | $2.5B | $2.6B |
| Total debt | $7.9B | $6.6B | $5.5B | $4.1B |
| Net debt | $6.5B | $5.6B | $4.6B | $2.9B |
| Cash flow | ||||
| Operating cash flow | $793.9M | $450.1M | $12.2M | -$162.2M |
| Capital expenditure | -$192.2M | -$159.3M | -$120.8M | -$111.7M |
| Free cash flow | $601.7M | $290.8M | -$108.6M | -$273.9M |
| Dividends paid | $0.00 | $0.00 | $0.00 | $0.00 |
| Share repurchases | -$250.0M | $0.00 | -$109.0K | -$86.0K |