XP
XP Inc.
NASDAQ · Financial Services · Financial - Capital Markets · BR
$19.86
−0.70%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 19.3B | 18.2B | 19.9B | 14.8B | 14.2B |
| Cost of Revenue | 6.4B | 6.0B | 6.4B | 4.8B | 4.4B |
| Gross Profit | 12.8B | 12.3B | 13.5B | 10.0B | 9.7B |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — |
| General & Admin Expense | — | — | — | — | — |
| Selling & Marketing Expense | — | — | — | — | — |
| Other Expenses | 6.7B | 6.4B | 6.9B | 5.4B | 5.7B |
| Total Operating Expenses | 6.7B | 6.4B | 6.9B | 5.4B | 5.7B |
| Cost and Expenses | 13.1B | 12.3B | 13.3B | 10.3B | 10.1B |
| Operating Income (EBIT) | 6.1B | 5.9B | 6.6B | 4.5B | 4.0B |
| Non-Operating | |||||
| Interest Income | 10.7B | 10.2B | 11.1B | 8.2B | 7.7B |
| Interest Expense | 491.3M | 613.1M | 894.2M | 607.6M | 416.7M |
| Net Interest Income | 10.2B | 9.6B | 10.2B | 7.6B | 7.3B |
| Other Non-Op Income/Expense | (401.6M) | (572.0M) | (876.1M) | (671.7M) | (480.5M) |
| Non-Operating Income (excl Interest) | (89.6M) | (41.1M) | (18.1M) | 64.1M | 63.7M |
| EBT (Pre-Tax Income) | 5.7B | 5.3B | 5.7B | 3.9B | 3.6B |
| Income Tax Expense | 419.1M | 273.8M | 540.4M | 36.4M | (140.4M) |
| Bottom Line | |||||
| Net Income | 5.3B | 5.1B | 5.2B | 3.8B | 3.7B |
| Earnings from Cont. Ops | 5.3B | 5.1B | 5.2B | 3.8B | 3.7B |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 5.3B | 5.1B | 5.2B | 3.8B | 3.7B |
| Per Share | |||||
| Basic EPS | $10.27 | $9.80 | $8.23 | $7.16 | $6.44 |
| Diluted EPS | $10.12 | $9.72 | $8.23 | $7.16 | $6.25 |
| Revenue Per Share | $37.52 | $34.59 | $36.24 | $27.23 | $25.53 |
| Shares | |||||
| Basic Shares Outstanding | 513.5M | 527.3M | 548.3M | 544.2M | 555.4M |
| Diluted Shares Outstanding | 520.5M | 531.9M | 548.3M | 544.2M | 573.0M |
| Profitability Metrics | |||||
| EBITDA | 6.6B | 6.3B | 6.9B | 4.7B | 4.2B |
| D&A | 339.7M | 298.2M | 304.4M | 248.4M | 213.3M |
| EBIT | 6.2B | 6.0B | 6.6B | 4.5B | 4.0B |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026