WTFC
WINTRUST FINANCIAL CORP
NASDAQ · Financial Services · Banks - Regional · US
$155.37
−1.29%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 4.4B | 4.2B | 4.0B | 3.3B | 2.2B |
| Cost of Revenue | 1.6B | 1.6B | 1.6B | 1.2B | 330.7M |
| Gross Profit | 2.8B | 2.6B | 2.3B | 2.2B | 1.9B |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 1.2B | 1.0B | 919.9M | 849.8M | 784.2M |
| General & Admin Expense | 1.2B | 940.0M | 858.1M | 784.7M | 724.7M |
| Selling & Marketing Expense | 69.2M | 63.9M | 61.8M | 65.1M | 59.4M |
| Other Expenses | 332.9M | 508.2M | 482.8M | 462.7M | 393.1M |
| Total Operating Expenses | 1.6B | 1.5B | 1.4B | 1.3B | 1.2B |
| Cost and Expenses | 3.1B | 3.1B | 3.0B | 2.5B | 1.5B |
| Operating Income (EBIT) | 1.3B | 1.1B | 947.1M | 845.1M | 700.6M |
| Non-Operating | |||||
| Interest Income | 3.8B | 3.7B | 3.5B | 2.9B | 1.7B |
| Interest Expense | 1.5B | 1.5B | 1.5B | 1.1B | 252.1M |
| Net Interest Income | 2.4B | 2.2B | 2.0B | 1.8B | 1.5B |
| Other Non-Op Income/Expense | (10.1M) | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 1.2B | 1.1B | 947.1M | 845.1M | 700.6M |
| Income Tax Expense | 324.3M | 294.6M | 252.0M | 222.5M | 190.9M |
| Bottom Line | |||||
| Net Income | 923.2M | 823.8M | 695.0M | 622.6M | 509.7M |
| Earnings from Cont. Ops | 923.2M | 823.8M | 695.0M | 622.6M | 509.7M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 889.7M | 782.5M | 667.1M | 594.7M | 481.7M |
| Per Share | |||||
| Basic EPS | $13.23 | $11.58 | $10.47 | $9.72 | $8.14 |
| Diluted EPS | $13.19 | $11.56 | $10.31 | $9.58 | $8.02 |
| Revenue Per Share | $65.07 | $63.16 | $62.27 | $54.41 | $37.30 |
| Shares | |||||
| Basic Shares Outstanding | 67.5M | 67.0M | 63.7M | 61.1M | 59.2M |
| Diluted Shares Outstanding | 68.4M | 67.6M | 64.7M | 62.1M | 60.1M |
| Profitability Metrics | |||||
| EBITDA | 1.3B | 1.2B | 1.0B | 929.8M | 782.6M |
| D&A | 89.0M | 118.8M | 100.1M | 84.8M | 82.1M |
| EBIT | 1.3B | 1.1B | 947.1M | 845.1M | 700.6M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026