WAFD
WaFd, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$36.30
+0.89%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 1.4B | 1.4B | 1.4B | 1.1B | 733.4M |
| Cost of Revenue | 627.5M | 693.0M | 728.4M | 394.2M | 74.8M |
| Gross Profit | 761.7M | 717.7M | 704.3M | 701.1M | 658.6M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 286.8M | 327.2M | 263.0M | 216.6M | 203.4M |
| General & Admin Expense | 219.8M | 60.1M | 263.0M | 216.6M | 203.4M |
| Selling & Marketing Expense | 66.9M | 267.1M | — | — | — |
| Other Expenses | 146.1M | 100.3M | 185.3M | 159.5M | 155.1M |
| Total Operating Expenses | 432.9M | 427.5M | 448.3M | 376.0M | 358.6M |
| Cost and Expenses | 1.1B | 1.1B | 1.2B | 770.3M | 433.3M |
| Operating Income (EBIT) | 328.1M | 289.6M | 256.1M | 325.1M | 300.0M |
| Non-Operating | |||||
| Interest Income | 1.3B | 1.3B | 1.4B | 1.0B | 666.4M |
| Interest Expense | 606.0M | 685.2M | 710.9M | 352.7M | 71.8M |
| Net Interest Income | 699.9M | 654.2M | 660.8M | 690.2M | 594.6M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 328.1M | 289.6M | 256.1M | 325.1M | 300.0M |
| Income Tax Expense | 71.6M | 63.6M | 56.0M | 67.7M | 63.7M |
| Bottom Line | |||||
| Net Income | 256.5M | 226.1M | 200.0M | 257.4M | 236.3M |
| Earnings from Cont. Ops | 256.5M | 226.1M | 200.0M | 257.4M | 236.3M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 241.8M | 211.4M | 185.4M | 242.8M | 221.7M |
| Per Share | |||||
| Basic EPS | $3.27 | $2.64 | $2.50 | $3.72 | $3.40 |
| Diluted EPS | $3.27 | $2.63 | $2.50 | $3.72 | $3.39 |
| Revenue Per Share | $18.79 | $17.59 | $19.30 | $16.80 | $11.23 |
| Shares | |||||
| Basic Shares Outstanding | 73.9M | 80.2M | 74.2M | 65.2M | 65.3M |
| Diluted Shares Outstanding | 74.0M | 80.3M | 74.3M | 65.3M | 65.4M |
| Profitability Metrics | |||||
| EBITDA | 333.9M | 299.4M | 390.2M | 348.0M | 364.1M |
| D&A | 5.8M | 9.7M | 134.1M | 23.0M | 64.0M |
| EBIT | 328.1M | 289.6M | 256.1M | 325.1M | 300.0M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026