WABC
WESTAMERICA BANCORPORATION
NASDAQ · Financial Services · Banks - Regional · US
$60.10
−1.93%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 265.9M | 271.8M | 311.2M | 327.5M | 266.9M |
| Cost of Revenue | 13.4M | 13.2M | 17.7M | 2.7M | 1.9M |
| Gross Profit | 252.5M | 258.7M | 293.4M | 324.8M | 265.0M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 77.9M | 70.7M | 50.3M | 47.9M | 46.1M |
| General & Admin Expense | 77.9M | 70.7M | 50.3M | 47.9M | 46.1M |
| Selling & Marketing Expense | — | — | — | — | — |
| Other Expenses | 25.7M | 31.2M | 54.1M | 55.3M | 53.2M |
| Total Operating Expenses | 103.6M | 101.9M | 104.4M | 103.2M | 99.4M |
| Cost and Expenses | 117.0M | 115.1M | 122.1M | 106.0M | 101.3M |
| Operating Income (EBIT) | 148.9M | 156.7M | 189.1M | 221.6M | 165.6M |
| Non-Operating | |||||
| Interest Income | 225.3M | 231.0M | 268.0M | 284.0M | 221.8M |
| Interest Expense | 13.7M | 13.7M | 17.4M | 3.9M | 1.9M |
| Net Interest Income | 211.6M | 217.3M | 250.6M | 280.1M | 219.8M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 148.9M | 156.7M | 189.1M | 221.6M | 165.6M |
| Income Tax Expense | 38.2M | 40.5M | 50.4M | 59.8M | 43.6M |
| Bottom Line | |||||
| Net Income | 110.7M | 116.2M | 138.6M | 161.8M | 122.0M |
| Earnings from Cont. Ops | 110.7M | 116.2M | 138.6M | 161.8M | 122.0M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 110.7M | 116.2M | 138.6M | 161.8M | 122.0M |
| Per Share | |||||
| Basic EPS | $4.65 | $4.53 | $5.20 | $6.06 | $4.54 |
| Diluted EPS | $4.64 | $4.53 | $5.20 | $6.06 | $4.54 |
| Revenue Per Share | $11.52 | $10.94 | $11.66 | $12.27 | $9.92 |
| Shares | |||||
| Basic Shares Outstanding | 23.1M | 24.8M | 26.7M | 26.7M | 26.9M |
| Diluted Shares Outstanding | 23.1M | 24.8M | 26.7M | 26.7M | 26.9M |
| Profitability Metrics | |||||
| EBITDA | 151.7M | 163.9M | 199.5M | 233.4M | 182.2M |
| D&A | 2.8M | 7.2M | 10.4M | 11.8M | 16.6M |
| EBIT | 148.9M | 156.7M | 189.1M | 221.6M | 165.6M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026