VABK
Virginia National Bankshares Corporation
NASDAQ · Financial Services · Banks - Regional · US
$46.94
−0.06%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 88.0M | 83.3M | 82.6M | 79.1M | 70.0M |
| Cost of Revenue | 24.6M | 25.9M | 29.0M | 21.8M | 3.3M |
| Gross Profit | 63.4M | 57.5M | 53.7M | 57.3M | 66.7M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | (5.4M) | 1.9M | 17.4M | 17.7M | 19.0M |
| General & Admin Expense | (6.3M) | 1.1M | 16.6M | 16.6M | 17.8M |
| Selling & Marketing Expense | 849.0K | 761.0K | 730.0K | 1.1M | 1.2M |
| Other Expenses | 37.8M | 31.5M | 15.4M | 16.4M | 19.2M |
| Total Operating Expenses | 32.3M | 33.4M | 32.8M | 34.1M | 38.2M |
| Cost and Expenses | 56.9M | 59.3M | 61.7M | 55.8M | 41.4M |
| Operating Income (EBIT) | 31.1M | 24.1M | 20.9M | 23.3M | 28.5M |
| Non-Operating | |||||
| Interest Income | 77.4M | 77.2M | 75.5M | 69.6M | 56.5M |
| Interest Expense | 24.4M | 25.7M | 29.6M | 21.0M | 3.2M |
| Net Interest Income | 53.0M | 51.5M | 45.9M | 48.6M | 53.3M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 31.1M | 24.1M | 20.9M | 23.3M | 28.5M |
| Income Tax Expense | 6.3M | 4.8M | 3.9M | 4.0M | 5.1M |
| Bottom Line | |||||
| Net Income | 24.8M | 19.3M | 17.0M | 19.3M | 23.4M |
| Earnings from Cont. Ops | 24.8M | 19.3M | 17.0M | 19.3M | 23.4M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 24.8M | 19.3M | 17.0M | 19.3M | 23.4M |
| Per Share | |||||
| Basic EPS | $4.58 | $3.57 | $3.15 | $3.60 | $4.40 |
| Diluted EPS | $4.56 | $3.55 | $3.15 | $3.58 | $4.38 |
| Revenue Per Share | $16.23 | $15.47 | $15.38 | $14.76 | $13.14 |
| Shares | |||||
| Basic Shares Outstanding | 5.4M | 5.4M | 5.4M | 5.4M | 5.3M |
| Diluted Shares Outstanding | 5.5M | 5.4M | 5.4M | 5.4M | 5.4M |
| Profitability Metrics | |||||
| EBITDA | 31.7M | 28.1M | 25.2M | 28.0M | 33.6M |
| D&A | 607.0K | 4.0M | 4.3M | 4.8M | 5.1M |
| EBIT | 31.1M | 24.1M | 20.9M | 23.3M | 28.5M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026