UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	1.7B	1.6B	1.5B	1.4B	1.2B
Cost of Revenue	955.9M	985.9M	1.3B	1.2B	1.2B
Gross Profit	705.9M	609.7M	199.7M	190.9M	70.0M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	207.5M	—	108.6M	96.1M	90.6M
General & Admin Expense	67.9M	—	108.6M	96.1M	90.6M
Selling & Marketing Expense	139.6M	—	—	—	—
Other Expenses	186.4M	366.7M	6.5M	6.5M	6.6M
Total Operating Expenses	393.9M	366.7M	115.1M	102.6M	97.2M
Cost and Expenses	1.3B	1.4B	1.4B	1.3B	1.2B
Operating Income (EBIT)	312.0M	243.1M	84.6M	88.3M	(27.2M)
Non-Operating
Interest Income	—	—	—	—	—
Interest Expense	6.2M	4.8M	5.8M	5.8M	5.9M
Net Interest Income	(6.2M)	(4.8M)	(5.8M)	(5.8M)	(5.9M)
Other Non-Op Income/Expense	(2.1M)	—	—	—	—
Non-Operating Income (excl Interest)	(5.2M)	(6.4M)	(5.8M)	(5.8M)	(5.9M)
EBT (Pre-Tax Income)	309.9M	243.1M	84.6M	88.3M	(27.2M)
Income Tax Expense	77.3M	60.1M	25.7M	21.5M	(5.0M)
Bottom Line
Net Income	232.6M	183.0M	58.9M	66.8M	(22.3M)
Earnings from Cont. Ops	232.6M	183.0M	58.9M	66.8M	(22.3M)
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	232.6M	183.0M	58.9M	66.8M	(22.3M)
Per Share
Basic EPS	$8.38	$6.56	$2.07	$2.24	($0.72)
Diluted EPS	$8.03	$6.32	$2.01	$2.22	($0.72)
Revenue Per Share	$60.19	$57.29	$53.36	$46.65	$39.76
Shares
Basic Shares Outstanding	27.6M	27.9M	28.5M	29.8M	30.8M
Diluted Shares Outstanding	29.2M	28.8M	29.3M	30.1M	30.8M
Profitability Metrics
EBITDA	324.2M	256.6M	96.5M	101.5M	(14.0M)
D&A	7.1M	7.1M	6.1M	7.3M	7.3M
EBIT	317.2M	249.5M	90.4M	94.2M	(21.3M)

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026