Universal Insurance Holdings, Inc. (UVE) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	1.6B	1.6B	1.5B	1.4B	1.2B
Cost of Revenue	1.0B	985.9M	1.3B	1.2B	1.2B
Gross Profit	612.2M	609.7M	199.7M	190.9M	70.0M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	100.9M	—	108.6M	96.1M	90.6M
General & Admin Expense	32.8M	—	108.6M	96.1M	90.6M
Selling & Marketing Expense	68.1M	—	—	—	—
Other Expenses	218.8M	366.7M	6.5M	6.5M	6.6M
Total Operating Expenses	319.6M	366.7M	115.1M	102.6M	97.2M
Cost and Expenses	1.3B	1.4B	1.4B	1.3B	1.2B
Operating Income (EBIT)	292.5M	243.1M	84.6M	88.3M	(27.2M)
Non-Operating
Interest Income	—	—	—	—	—
Interest Expense	5.6M	4.8M	5.8M	5.8M	5.9M
Net Interest Income	(5.6M)	(4.8M)	(5.8M)	(5.8M)	(5.9M)
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	(6.6M)	(6.4M)	(5.8M)	(5.8M)	(5.9M)
EBT (Pre-Tax Income)	292.5M	243.1M	84.6M	88.3M	(27.2M)
Income Tax Expense	72.6M	60.1M	25.7M	21.5M	(5.0M)
Bottom Line
Net Income	219.9M	183.0M	58.9M	66.8M	(22.3M)
Earnings from Cont. Ops	219.9M	183.0M	58.9M	66.8M	(22.3M)
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	219.9M	183.0M	58.9M	66.8M	(22.3M)
Per Share
Basic EPS	$7.91	$6.56	$2.07	$2.24	($0.72)
Diluted EPS	$7.61	$6.32	$2.01	$2.22	($0.72)
Revenue Per Share	$58.29	$57.29	$53.36	$46.65	$39.76
Shares
Basic Shares Outstanding	27.9M	27.9M	28.5M	29.8M	30.8M
Diluted Shares Outstanding	28.8M	28.8M	29.3M	30.1M	30.8M
Profitability Metrics
EBITDA	306.2M	256.6M	96.5M	101.5M	(14.0M)
D&A	7.1M	7.1M	6.1M	7.3M	7.3M
EBIT	299.1M	249.5M	90.4M	94.2M	(21.3M)

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026