Upstart Holdings, Inc. (UPST) Stock Price, Financials & Summary

Price chart

Sep 18Sep 23Sep 28Oct 1Oct 6Oct 9Oct 14Oct 19

Key dataOct 19, 2026

Open$23.47

From 52W high−55.92%

Volume3.05M

Market cap$2.26B

P/E (TTM)37.4x

P/S (TTM)1.8x

Div yield—

Key dataOct 19, 2026

Open

$23.47

From 52W high

−55.92%

Volume

3.05M

Market cap

$2.26B

ValuationView details →

P/E (Fwd)

13.7x

EV/EBITDA

43.9x

P/E (TTM)

37.4x

RSI (14)

41.5

MomentumView details →

1D Return

−1.32%

YTD Return

−47.13%

SummaryUpdated Jun 1, 2026

Upstart Holdings, Inc. (NASDAQ:UPST) is a financial technology company founded in 2012 and headquartered in San Mateo, California. The company went public in December 2020 and operates an artificial intelligence-powered lending platform that connects borrowers with institutional lenders. Upstart has evolved from focusing solely on personal loans to expanding into multiple lending verticals including auto loans, home equity lines of credit, and small-dollar lending. The company positions itself as a technology innovator in the traditional credit underwriting space, using machine learning models to assess creditworthiness beyond conventional credit scores.

Ask drillr about Upstart Holdings, Inc. →

ValuationView details →

P/E (Fwd)

13.7x

P/E (TTM)

37.4x

EV/EBITDA

43.9x

EV/Sales

3.0x

P/S (TTM)

1.8x

P/B (TTM)

2.8x

ProfitabilityView details →

Gross Margin

95.36%

Net Margin

4.69%

EBITDA Margin

6.79%

ROE (TTM)

7.57%

ROA (TTM)

1.90%

Asset Turnover

0.42x

GrowthView details →

Revenue YoY

+45.33%

EPS YoY

+960.66%

FCF YoY

—

Revenue CAGR 3Y

+8.02%

EPS CAGR 3Y

+138.89%

EBITDA YoY

+438.20%

MomentumView details →

1D Return

−1.32%

YTD Return

−47.13%

1Y Return

−53.96%

RSI (14)

41.5

vs 50D SMA

−12.54%

vs 200D SMA

−25.39%

Capital & dividendView details →

Debt/Equity

2.54x

Current Ratio

14.10x

Quick Ratio

14.10x

Div Yield

—

Div Rate

—

Div Growth 1Y

—

EarningsView details →

EPS (Actual)

$0.16

EPS Surprise

−10.21%

Beats (12Q)

7/12

Next Q EPS Est

$0.33

Avg Surprise (4Q)

12.41%

Rev Surprise

2.81%

Financials snapshotView financials →

Revenue (TTM)

1.29B

Net Income (TTM)

60.33M

Op. CF (TTM)

−284.01M

Next earningsNov 3, 2026 →

Latest newsMore news →

Upstart Holdings, Inc. shares closed at $23.75, down 1.45% from the prior trading session.7d ago

Upstart Holdings, Inc. partnered with CREDIT UNION OF DENVER, which will use Upstart Holdings, Inc.’s AI-powered marketplace to broaden access to affordable personal loans.11d ago

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Latest newsMore news →

Upstart Holdings, Inc. shares closed at $23.75, down 1.45% from the prior trading session.7d ago Upstart Holdings, Inc. partnered with CREDIT UNION OF DENVER, which will use Upstart Holdings, Inc.’s AI-powered marketplace to broaden access to affordable personal loans.11d ago Upstart Holdings, Inc. announced that it will report its third-quarter 2026 results on November 3, 2026.13d ago