UNTY
UNITY BANCORP INC /NJ/
NASDAQ · Financial Services · Banks - Regional · US
$55.57
−1.47%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 198.7M | 188.4M | 163.1M | 150.7M | 108.3M |
| Cost of Revenue | 62.7M | 60.5M | 61.1M | 51.7M | 14.9M |
| Gross Profit | 136.0M | 127.9M | 102.0M | 99.1M | 93.4M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 49.7M | 38.8M | 33.4M | 33.0M | 30.1M |
| General & Admin Expense | 48.0M | 38.8M | 31.8M | 31.6M | 28.9M |
| Selling & Marketing Expense | 1.6M | — | 1.6M | 1.4M | 1.2M |
| Other Expenses | 8.7M | 13.5M | 14.2M | 13.0M | 11.8M |
| Total Operating Expenses | 58.4M | 52.4M | 47.6M | 46.1M | 41.9M |
| Cost and Expenses | 121.1M | 112.9M | 108.7M | 97.7M | 56.8M |
| Operating Income (EBIT) | 77.6M | 75.5M | 54.4M | 53.0M | 51.4M |
| Non-Operating | |||||
| Interest Income | 187.7M | 173.6M | 155.7M | 143.5M | 100.7M |
| Interest Expense | 59.5M | 56.6M | 57.1M | 48.5M | 10.6M |
| Net Interest Income | 128.2M | 117.0M | 98.6M | 95.0M | 90.1M |
| Other Non-Op Income/Expense | (751.0K) | — | — | — | — |
| Non-Operating Income (excl Interest) | (15.7M) | — | — | — | — |
| EBT (Pre-Tax Income) | 76.8M | 75.5M | 54.4M | 53.0M | 51.4M |
| Income Tax Expense | 15.2M | 17.6M | 12.9M | 13.3M | 13.0M |
| Bottom Line | |||||
| Net Income | 61.6M | 58.0M | 41.5M | 39.7M | 38.5M |
| Earnings from Cont. Ops | 61.6M | 58.0M | 41.5M | 39.7M | 38.5M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 61.6M | 58.0M | 41.5M | 39.7M | 38.5M |
| Per Share | |||||
| Basic EPS | $6.15 | $5.78 | $4.13 | $3.89 | $3.66 |
| Diluted EPS | $6.04 | $5.67 | $4.06 | $3.84 | $3.59 |
| Revenue Per Share | $19.76 | $18.78 | $16.26 | $14.77 | $10.30 |
| Shares | |||||
| Basic Shares Outstanding | 10.1M | 10.0M | 10.0M | 10.2M | 10.5M |
| Diluted Shares Outstanding | 10.2M | 10.2M | 10.2M | 10.3M | 10.7M |
| Profitability Metrics | |||||
| EBITDA | 95.3M | 78.3M | 57.0M | 55.4M | 54.2M |
| D&A | 2.0M | 2.8M | 2.6M | 2.4M | 2.8M |
| EBIT | 93.3M | 75.5M | 54.4M | 53.0M | 51.4M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026