UBSI
United Bankshares, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$47.85
+0.54%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 1.8B | 1.8B | 1.6B | 1.5B | 1.1B |
| Cost of Revenue | 579.6M | 630.8M | 616.2M | 512.5M | 124.4M |
| Gross Profit | 1.2B | 1.2B | 1.0B | 1.0B | 1.0B |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 555.2M | 457.0M | 308.0M | 309.6M | 300.3M |
| General & Admin Expense | 555.2M | 457.0M | 308.0M | 309.6M | 300.3M |
| Selling & Marketing Expense | — | — | — | — | — |
| Other Expenses | 54.1M | 142.6M | 231.9M | 242.9M | 245.0M |
| Total Operating Expenses | 609.3M | 599.6M | 539.9M | 552.5M | 545.4M |
| Cost and Expenses | 1.2B | 1.2B | 1.2B | 1.1B | 669.7M |
| Operating Income (EBIT) | 612.8M | 590.2M | 464.6M | 463.8M | 475.8M |
| Non-Operating | |||||
| Interest Income | 1.7B | 1.7B | 1.5B | 1.4B | 1.0B |
| Interest Expense | 559.7M | 583.7M | 591.1M | 481.4M | 105.6M |
| Net Interest Income | 1.1B | 1.1B | 911.1M | 919.9M | 896.4M |
| Other Non-Op Income/Expense | 31.7M | (6.8M) | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 644.5M | 583.4M | 464.6M | 463.8M | 475.8M |
| Income Tax Expense | 129.4M | 118.8M | 91.6M | 97.5M | 96.2M |
| Bottom Line | |||||
| Net Income | 515.2M | 464.6M | 373.0M | 366.3M | 379.6M |
| Earnings from Cont. Ops | 515.2M | 464.6M | 373.0M | 366.3M | 379.6M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 515.2M | 464.6M | 373.0M | 366.3M | 379.6M |
| Per Share | |||||
| Basic EPS | $3.67 | $3.28 | $2.76 | $2.72 | $2.81 |
| Diluted EPS | $3.66 | $3.27 | $2.75 | $2.72 | $2.80 |
| Revenue Per Share | $12.91 | $12.96 | $12.01 | $11.37 | $8.50 |
| Shares | |||||
| Basic Shares Outstanding | 139.6M | 140.5M | 134.9M | 134.5M | 134.8M |
| Diluted Shares Outstanding | 140.1M | 141.0M | 135.5M | 134.8M | 135.1M |
| Profitability Metrics | |||||
| EBITDA | 614.6M | 590.2M | 475.0M | 486.9M | 499.5M |
| D&A | 1.8M | — | 10.4M | 23.1M | 23.7M |
| EBIT | 612.8M | 590.2M | 464.6M | 463.8M | 475.8M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026