UBCP
United Bancorp, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$15.99
+1.43%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 48.2M | 47.5M | 44.0M | 40.9M | 31.7M |
| Cost of Revenue | 15.2M | 15.5M | 15.0M | 10.6M | 2.3M |
| Gross Profit | 33.0M | 32.0M | 29.0M | 30.3M | 29.4M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 10.3M | 16.2M | 11.5M | 11.6M | 11.4M |
| General & Admin Expense | 10.1M | 15.8M | 11.1M | 11.3M | 11.1M |
| Selling & Marketing Expense | 269.0K | 398.0K | 425.0K | 361.0K | 346.0K |
| Other Expenses | 15.0M | 7.5M | 10.2M | 9.2M | 8.5M |
| Total Operating Expenses | 25.3M | 23.7M | 21.7M | 20.9M | 19.9M |
| Cost and Expenses | 40.5M | 39.2M | 36.7M | 31.4M | 22.2M |
| Operating Income (EBIT) | 7.7M | 8.3M | 7.3M | 9.5M | 9.5M |
| Non-Operating | |||||
| Interest Income | 41.6M | 41.2M | 39.1M | 36.6M | 27.5M |
| Interest Expense | 14.6M | 15.0M | 14.7M | 11.0M | 3.3M |
| Net Interest Income | 27.0M | 26.2M | 24.4M | 25.6M | 24.2M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 7.7M | 8.3M | 7.3M | 9.5M | 9.5M |
| Income Tax Expense | (276.0K) | 516.6K | (107.0K) | 541.0K | 879.0K |
| Bottom Line | |||||
| Net Income | 8.0M | 7.8M | 7.4M | 8.9M | 8.7M |
| Earnings from Cont. Ops | 8.0M | 7.8M | 7.4M | 8.9M | 8.7M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 7.8M | 7.8M | 7.1M | 8.6M | 8.3M |
| Per Share | |||||
| Basic EPS | $1.42 | $1.41 | $1.27 | $1.57 | $1.51 |
| Diluted EPS | $1.40 | $1.34 | $1.27 | $1.57 | $1.51 |
| Revenue Per Share | $8.80 | $8.65 | $7.94 | $7.45 | $5.79 |
| Shares | |||||
| Basic Shares Outstanding | 5.5M | 5.5M | 5.5M | 5.5M | 5.5M |
| Diluted Shares Outstanding | 5.5M | 5.8M | 5.5M | 5.5M | 5.5M |
| Profitability Metrics | |||||
| EBITDA | 8.8M | 9.3M | 8.5M | 10.6M | 10.7M |
| D&A | 1.1M | 991.0K | 1.2M | 1.1M | 1.2M |
| EBIT | 7.7M | 8.3M | 7.3M | 9.5M | 9.5M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026