TWFG
TWFG, Inc. Common Stock
NASDAQ · Financial Services · Insurance - Brokers · US
$28.89
−1.33%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 284.6M | 234.0M | 193.7M | 167.0M | 147.8M |
| Cost of Revenue | 206.8M | 171.2M | 147.2M | 130.8M | 117.2M |
| Gross Profit | 77.8M | 62.8M | 46.6M | 36.2M | 30.6M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 11.9M | 22.0M | 16.7M | 11.0M | 9.7M |
| General & Admin Expense | 11.9M | 22.0M | 16.7M | 11.0M | 9.7M |
| Selling & Marketing Expense | — | — | — | — | — |
| Other Expenses | 19.4M | 16.9M | 2.0M | (191.0K) | (2.8M) |
| Total Operating Expenses | 31.3M | 38.9M | 18.6M | 10.8M | 6.9M |
| Cost and Expenses | 238.1M | 210.1M | 165.8M | 141.6M | 124.1M |
| Operating Income (EBIT) | 46.5M | 23.9M | 27.9M | 25.4M | 23.7M |
| Non-Operating | |||||
| Interest Income | 5.0M | 6.6M | 4.4M | 891.0K | 46.0K |
| Interest Expense | 255.0K | 287.0K | 2.2M | 1.0M | 398.0K |
| Net Interest Income | 4.7M | 6.3M | 2.2M | (112.0K) | (352.0K) |
| Other Non-Op Income/Expense | 13.3M | 20.6M | 2.2M | (129.0K) | (370.0K) |
| Non-Operating Income (excl Interest) | (13.6M) | (20.9M) | (4.4M) | (874.0K) | (28.0K) |
| EBT (Pre-Tax Income) | 59.8M | 44.4M | 30.1M | 25.3M | 23.3M |
| Income Tax Expense | 4.2M | 3.3M | 1.5M | — | — |
| Bottom Line | |||||
| Net Income | 8.8M | 8.0M | 2.7M | — | — |
| Earnings from Cont. Ops | 55.6M | 41.2M | 28.6M | 25.3M | 23.3M |
| Earnings from Discont. Ops | — | — | — | 834.0K | (2.7M) |
| Bottom Line Net Income | 8.8M | 8.0M | 2.7M | — | — |
| Per Share | |||||
| Basic EPS | $0.61 | $0.53 | $0.19 | $0.31 | $0.03 |
| Diluted EPS | $0.37 | $0.51 | $0.18 | $0.31 | $0.03 |
| Revenue Per Share | $21.73 | $15.58 | $13.11 | $12.69 | $0.23 |
| Shares | |||||
| Basic Shares Outstanding | 13.1M | 15.0M | 14.8M | 13.2M | 631.8M |
| Diluted Shares Outstanding | 13.1M | 56.3M | 15.0M | 13.2M | 631.8M |
| Profitability Metrics | |||||
| EBITDA | 84.4M | 63.1M | 44.3M | 31.1M | 27.0M |
| D&A | 24.3M | 18.4M | 12.0M | 4.9M | 3.3M |
| EBIT | 60.1M | 44.7M | 32.3M | 26.3M | 23.7M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026