TRST
TrustCo Bank Corp NY
NASDAQ · Financial Services · Banks - Regional · US
$57.88
+0.48%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 241.4M | 278.3M | 263.1M | 244.5M | 205.9M |
| Cost of Revenue | 90.5M | 91.6M | 93.4M | 55.6M | 6.1M |
| Gross Profit | 151.0M | 186.7M | 169.8M | 188.9M | 199.7M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 80.1M | 65.3M | 54.1M | 57.4M | 51.1M |
| General & Admin Expense | 78.6M | 63.7M | 52.3M | 55.5M | 49.1M |
| Selling & Marketing Expense | 1.5M | 1.6M | 1.8M | 1.9M | 2.0M |
| Other Expenses | 28.1M | 40.2M | 51.7M | 53.9M | 49.2M |
| Total Operating Expenses | 108.2M | 105.5M | 105.7M | 111.3M | 100.3M |
| Cost and Expenses | 198.7M | 197.1M | 199.1M | 166.9M | 106.4M |
| Operating Income (EBIT) | 42.8M | 81.2M | 64.0M | 77.6M | 99.4M |
| Non-Operating | |||||
| Interest Income | 266.1M | 259.4M | 243.3M | 226.2M | 186.6M |
| Interest Expense | 88.9M | 90.4M | 91.4M | 54.4M | 6.5M |
| Net Interest Income | 177.2M | 169.0M | 151.9M | 171.8M | 180.1M |
| Other Non-Op Income/Expense | 43.7M | (400.0K) | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 86.5M | 80.8M | 64.0M | 77.6M | 99.4M |
| Income Tax Expense | 21.4M | 19.7M | 15.2M | 19.0M | 24.2M |
| Bottom Line | |||||
| Net Income | 65.1M | 61.1M | 48.8M | 58.6M | 75.2M |
| Earnings from Cont. Ops | 65.1M | 61.1M | 48.8M | 58.6M | 75.2M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 65.1M | 61.1M | 48.8M | 58.6M | 75.2M |
| Per Share | |||||
| Basic EPS | $3.60 | $3.25 | $2.57 | $3.08 | $3.93 |
| Diluted EPS | $3.60 | $3.25 | $2.57 | $3.08 | $3.93 |
| Revenue Per Share | $13.75 | $15.23 | $13.84 | $12.85 | $10.76 |
| Shares | |||||
| Basic Shares Outstanding | 17.6M | 18.3M | 19.0M | 19.0M | 19.1M |
| Diluted Shares Outstanding | 17.6M | 18.3M | 19.0M | 19.0M | 19.1M |
| Profitability Metrics | |||||
| EBITDA | 48.5M | 89.8M | 75.5M | 88.4M | 110.0M |
| D&A | 5.8M | 8.5M | 11.4M | 10.8M | 10.6M |
| EBIT | 42.8M | 81.2M | 64.0M | 77.6M | 99.4M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026