STEWART INFORMATION SERVICES CORP (STC) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	3.4B	2.9B	2.5B	2.3B	3.1B
Cost of Revenue	640.2M	358.7M	80.4M	80.3M	102.7M
Gross Profit	2.7B	2.6B	2.4B	2.2B	3.0B
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	1.3B	1.0B	745.4M	712.8M	802.0M
General & Admin Expense	1.3B	1.0B	745.4M	712.8M	802.0M
Selling & Marketing Expense	—	—	—	—	—
Other Expenses	1.2B	1.4B	1.6B	1.4B	1.9B
Total Operating Expenses	2.5B	2.4B	2.3B	2.1B	2.7B
Cost and Expenses	3.2B	2.8B	2.4B	2.2B	2.8B
Operating Income (EBIT)	183.6M	165.5M	114.3M	60.9M	232.7M
Non-Operating
Interest Income	—	—	—	—	—
Interest Expense	28.3M	20.4M	19.9M	19.7M	18.4M
Net Interest Income	(28.3M)	(20.4M)	(19.9M)	(19.7M)	(18.4M)
Other Non-Op Income/Expense	(7.6M)	—	—	—	—
Non-Operating Income (excl Interest)	(15.1M)	(14.8M)	(19.9M)	(19.7M)	(18.4M)
EBT (Pre-Tax Income)	176.0M	165.5M	114.3M	60.9M	232.7M
Income Tax Expense	40.3M	35.4M	26.2M	15.3M	50.9M
Bottom Line
Net Income	120.8M	115.6M	73.3M	30.4M	162.3M
Earnings from Cont. Ops	135.6M	130.1M	88.2M	45.6M	181.8M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	120.8M	115.6M	73.3M	30.4M	162.3M
Per Share
Basic EPS	$3.99	$4.08	$2.65	$1.11	$5.98
Diluted EPS	$3.99	$4.04	$2.61	$1.11	$5.94
Revenue Per Share	$108.85	$100.61	$90.14	$82.71	$113.13
Shares
Basic Shares Outstanding	31.0M	29.0M	27.6M	27.3M	27.1M
Diluted Shares Outstanding	31.0M	29.0M	28.1M	27.5M	27.3M
Profitability Metrics
EBITDA	267.6M	241.4M	195.8M	143.0M	308.2M
D&A	69.0M	61.1M	61.6M	62.4M	57.2M
EBIT	198.7M	180.4M	134.2M	80.6M	251.1M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026