SB Financial Group, Inc. (SBFG) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	94.9M	91.0M	81.4M	75.9M	62.8M
Cost of Revenue	27.3M	26.8M	24.6M	19.2M	5.2M
Gross Profit	67.5M	64.3M	56.8M	56.7M	57.6M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	34.6M	26.5M	25.2M	24.2M	25.7M
General & Admin Expense	34.0M	25.8M	24.3M	23.4M	24.8M
Selling & Marketing Expense	573.0K	651.0K	821.0K	782.0K	911.0K
Other Expenses	12.2M	20.5M	17.8M	17.8M	16.6M
Total Operating Expenses	46.8M	47.0M	43.0M	42.0M	42.3M
Cost and Expenses	74.1M	73.8M	67.5M	61.2M	47.5M
Operating Income (EBIT)	20.7M	17.3M	13.9M	14.7M	15.3M
Non-Operating
Interest Income	77.2M	73.9M	64.3M	58.2M	44.6M
Interest Expense	26.5M	25.5M	24.4M	18.9M	5.2M
Net Interest Income	50.7M	48.5M	39.9M	39.3M	39.4M
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	20.7M	17.3M	13.9M	14.7M	15.3M
Income Tax Expense	4.0M	3.3M	2.4M	2.6M	2.8M
Bottom Line
Net Income	16.8M	14.0M	11.5M	12.1M	12.5M
Earnings from Cont. Ops	16.8M	14.0M	11.5M	12.1M	12.5M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	16.8M	14.0M	11.5M	12.1M	12.5M
Per Share
Basic EPS	$2.68	$2.19	$1.72	$1.77	$1.79
Diluted EPS	$2.68	$2.19	$1.72	$1.75	$1.77
Revenue Per Share	$15.29	$14.29	$12.22	$11.11	$8.97
Shares
Basic Shares Outstanding	6.2M	6.4M	6.7M	6.8M	7.0M
Diluted Shares Outstanding	6.2M	6.4M	6.7M	6.9M	7.0M
Profitability Metrics
EBITDA	24.1M	19.5M	17.4M	18.3M	19.3M
D&A	3.4M	2.2M	3.6M	3.6M	4.0M
EBIT	20.7M	17.3M	13.9M	14.7M	15.3M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026