Royal Bank of Canada (RY) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	142.9B	137.4B	134.5B	113.5B	66.8B
Cost of Revenue	73.5B	75.2B	80.2B	64.3B	18.5B
Gross Profit	69.3B	62.2B	54.3B	49.1B	48.3B
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	26.8B	23.1B	21.1B	18.9B	18.3B
General & Admin Expense	26.8B	23.1B	21.1B	18.9B	18.3B
Selling & Marketing Expense	—	—	—	—	—
Other Expenses	13.5B	13.4B	13.3B	12.1B	9.9B
Total Operating Expenses	40.3B	36.5B	34.4B	30.9B	28.2B
Cost and Expenses	113.8B	111.7B	114.6B	95.3B	46.7B
Operating Income (EBIT)	29.1B	25.7B	19.9B	18.2B	20.1B
Non-Operating
Interest Income	104.0B	103.8B	105.0B	87.0B	40.8B
Interest Expense	69.5B	70.8B	77.0B	61.9B	18.1B
Net Interest Income	34.5B	33.0B	28.0B	25.1B	22.7B
Other Non-Op Income/Expense	(51.0M)	—	—	—	—
Non-Operating Income (excl Interest)	51.0M	—	—	—	—
EBT (Pre-Tax Income)	29.0B	25.7B	19.9B	18.2B	20.1B
Income Tax Expense	6.3B	5.3B	3.6B	3.6B	4.3B
Bottom Line
Net Income	22.7B	20.4B	16.2B	14.6B	15.8B
Earnings from Cont. Ops	22.7B	20.4B	16.2B	14.6B	15.8B
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	22.2B	19.9B	15.9B	14.4B	15.5B
Per Share
Basic EPS	$15.94	$14.12	$11.27	$10.33	$11.08
Diluted EPS	$15.90	$14.09	$11.23	$10.32	$11.06
Revenue Per Share	$144.44	$97.60	$95.25	$81.56	$47.61
Shares
Basic Shares Outstanding	989.1M	1.4B	1.4B	1.4B	1.4B
Diluted Shares Outstanding	991.7M	1.4B	1.4B	1.4B	1.4B
Profitability Metrics
EBITDA	31.3B	28.7B	22.8B	21.0B	22.8B
D&A	2.2B	3.1B	3.0B	2.9B	2.7B
EBIT	29.0B	25.7B	19.9B	18.2B	20.1B

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jul 1, 2026