Riverview Bancorp, Inc. (RVSB) Financial Statements

Income statement

Metric	TTM	2026	2025	2024	2023
Revenue
Total Revenue	61.0M	64.7M	73.2M	66.8M	67.9M
Cost of Revenue	17.4M	22.9M	22.7M	18.5M	4.8M
Gross Profit	43.6M	41.8M	50.5M	48.3M	63.0M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	28.0M	30.5M	28.1M	26.2M	25.4M
General & Admin Expense	26.8M	29.5M	26.8M	24.9M	24.5M
Selling & Marketing Expense	1.2M	1.1M	1.3M	1.3M	923.0K
Other Expenses	20.9M	17.1M	16.2M	17.5M	13.9M
Total Operating Expenses	48.9M	47.7M	44.3M	43.7M	39.4M
Cost and Expenses	66.2M	70.6M	67.0M	62.2M	44.2M
Operating Income (EBIT)	(5.3M)	(5.8M)	6.2M	4.6M	23.7M
Non-Operating
Interest Income	63.0M	62.0M	59.0M	56.6M	55.7M
Interest Expense	21.1M	21.7M	22.6M	18.5M	4.1M
Net Interest Income	41.9M	40.3M	36.3M	38.1M	51.6M
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	(5.3M)	(5.8M)	6.2M	4.6M	23.7M
Income Tax Expense	(1.4M)	(1.5M)	1.3M	802.0K	5.6M
Bottom Line
Net Income	(3.9M)	(4.3M)	4.9M	3.8M	18.1M
Earnings from Cont. Ops	(3.9M)	(4.3M)	4.9M	3.8M	18.1M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	(3.9M)	(4.3M)	4.9M	3.8M	18.1M
Per Share
Basic EPS	($0.19)	($0.21)	$0.23	$0.18	$0.84
Diluted EPS	($0.19)	($0.21)	$0.23	$0.18	$0.83
Revenue Per Share	$2.99	$3.11	$3.48	$3.16	$3.14
Shares
Basic Shares Outstanding	20.4M	20.8M	21.1M	21.1M	21.6M
Diluted Shares Outstanding	20.4M	20.8M	21.1M	21.1M	21.6M
Profitability Metrics
EBITDA	(2.7M)	(2.4M)	9.6M	7.4M	26.4M
D&A	2.5M	3.4M	3.3M	2.8M	2.7M
EBIT	(5.3M)	(5.8M)	6.2M	4.6M	23.7M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026