Richmond Mutual Bancorporation, Inc. (RMBI) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	92.4M	90.9M	85.1M	71.8M	56.6M
Cost of Revenue	42.2M	43.8M	42.4M	30.3M	10.8M
Gross Profit	50.2M	47.0M	42.7M	41.5M	45.8M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	470.3M	15.2M	20.3M	19.0M	19.4M
General & Admin Expense	470.1M	14.9M	19.9M	18.6M	19.0M
Selling & Marketing Expense	179.0K	273.4K	377.8K	385.5K	459.5K
Other Expenses	(434.8M)	17.8M	11.6M	11.5M	10.6M
Total Operating Expenses	35.5M	33.0M	31.8M	30.5M	30.0M
Cost and Expenses	77.6M	76.8M	74.2M	60.8M	40.8M
Operating Income (EBIT)	14.8M	14.1M	10.9M	11.0M	15.7M
Non-Operating
Interest Income	86.8M	85.9M	80.5M	67.4M	51.9M
Interest Expense	40.4M	42.1M	41.8M	29.7M	10.2M
Net Interest Income	46.3M	43.8M	38.7M	37.7M	41.6M
Other Non-Op Income/Expense	(409.0K)	(409.0K)	—	—	—
Non-Operating Income (excl Interest)	(9.8M)	—	—	—	—
EBT (Pre-Tax Income)	14.4M	13.7M	10.9M	11.0M	15.7M
Income Tax Expense	2.3M	2.1M	1.5M	1.5M	2.8M
Bottom Line
Net Income	12.0M	11.6M	9.4M	9.5M	13.0M
Earnings from Cont. Ops	12.0M	11.6M	9.4M	9.5M	13.0M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	12.0M	11.6M	9.4M	9.5M	13.0M
Per Share
Basic EPS	$1.24	$1.20	$0.93	$0.91	$1.20
Diluted EPS	$1.21	$1.17	$0.92	$0.91	$1.17
Revenue Per Share	$9.53	$9.41	$8.44	$6.91	$5.26
Shares
Basic Shares Outstanding	9.7M	9.7M	10.1M	10.4M	10.8M
Diluted Shares Outstanding	9.9M	9.8M	10.2M	10.5M	11.1M
Profitability Metrics
EBITDA	25.4M	14.9M	11.9M	12.2M	17.0M
D&A	851.7K	818.2K	1.0M	1.2M	1.3M
EBIT	24.6M	14.1M	10.9M	11.0M	15.7M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026