RM
Regional Management Corp.
NYSE · Financial Services · Financial - Credit Services · US
$36.31
+0.14%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 683.7M | 645.6M | 588.5M | 551.4M | 507.2M |
| Cost of Revenue | 88.3M | 307.6M | 286.7M | 287.5M | 219.3M |
| Gross Profit | 595.5M | 337.9M | 301.8M | 263.9M | 287.8M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 281.5M | 240.5M | 221.9M | 218.1M | 198.7M |
| General & Admin Expense | 263.3M | 221.9M | 202.9M | 202.3M | 183.3M |
| Selling & Marketing Expense | 18.3M | 18.6M | 19.0M | 15.8M | 15.4M |
| Other Expenses | 106.5M | 17.1M | 25.8M | 25.0M | 23.8M |
| Total Operating Expenses | 388.0M | 257.6M | 247.7M | 243.1M | 222.5M |
| Cost and Expenses | 476.3M | 565.2M | 534.4M | 530.6M | 441.9M |
| Operating Income (EBIT) | 207.4M | 80.4M | 54.1M | 20.8M | 65.3M |
| Non-Operating | |||||
| Interest Income | 609.4M | 578.9M | 528.9M | 489.7M | 450.9M |
| Interest Expense | 92.7M | 84.8M | 74.5M | 67.5M | 34.2M |
| Net Interest Income | 516.6M | 494.1M | 454.4M | 422.2M | 416.6M |
| Other Non-Op Income/Expense | (146.0M) | (22.6M) | — | — | — |
| Non-Operating Income (excl Interest) | 65.0K | 65.0K | — | — | — |
| EBT (Pre-Tax Income) | 61.4M | 57.8M | 54.1M | 20.8M | 65.3M |
| Income Tax Expense | 18.2M | 13.4M | 12.8M | 4.8M | 14.1M |
| Bottom Line | |||||
| Net Income | 43.2M | 44.4M | 41.2M | 16.0M | 51.2M |
| Earnings from Cont. Ops | 43.2M | 44.4M | 41.2M | 16.0M | 51.2M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 43.2M | 44.4M | 41.2M | 16.0M | 51.2M |
| Per Share | |||||
| Basic EPS | $5.13 | $4.63 | $4.28 | $1.70 | $5.51 |
| Diluted EPS | $4.94 | $4.45 | $4.14 | $1.66 | $5.30 |
| Revenue Per Share | $76.18 | $65.01 | $61.05 | $58.67 | $54.56 |
| Shares | |||||
| Basic Shares Outstanding | 9.0M | 9.9M | 9.6M | 9.4M | 9.3M |
| Diluted Shares Outstanding | 9.4M | 9.9M | 10.1M | 9.6M | 9.7M |
| Profitability Metrics | |||||
| EBITDA | 168.2M | 96.6M | 68.1M | 35.4M | 78.0M |
| D&A | 14.2M | 16.2M | 14.1M | 14.6M | 12.7M |
| EBIT | 154.0M | 80.4M | 54.1M | 20.8M | 65.3M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026