QFIN
Qfin Holdings, Inc.
NASDAQ · Financial Services · Financial - Credit Services · CN
$9.06
+3.90%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 16.1B | 16.1B | 17.2B | 16.3B | 16.6B |
| Cost of Revenue | 6.3B | 4.2B | 6.6B | 5.8B | 4.9B |
| Gross Profit | 9.8B | 11.9B | 10.6B | 10.4B | 11.7B |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 2.8B | 3.1B | 2.2B | 2.4B | 2.6B |
| General & Admin Expense | 581.9M | 659.0M | 449.5M | 421.1M | 412.8M |
| Selling & Marketing Expense | 2.2B | 2.5B | 1.7B | 1.9B | 2.2B |
| Other Expenses | 1.9B | 1.4B | 899.9M | 3.2B | 4.6B |
| Total Operating Expenses | 4.7B | 4.5B | 3.1B | 5.6B | 7.2B |
| Cost and Expenses | 11.0B | 8.7B | 9.6B | 11.4B | 12.1B |
| Operating Income (EBIT) | 5.1B | 7.4B | 7.5B | 4.9B | 4.5B |
| Non-Operating | |||||
| Interest Income | 6.4B | 8.3B | 6.9B | 5.3B | 3.7B |
| Interest Expense | 128.3M | — | — | — | — |
| Net Interest Income | 6.3B | 8.3B | 6.9B | 5.3B | 3.7B |
| Other Non-Op Income/Expense | 116.5M | — | 363.9M | 420.5M | 270.2M |
| Non-Operating Income (excl Interest) | (563.4M) | — | (478.4M) | (3.1B) | (4.4B) |
| EBT (Pre-Tax Income) | 5.2B | 7.4B | 7.9B | 5.3B | 4.7B |
| Income Tax Expense | 1.5B | 1.4B | 1.6B | 1.0B | 736.8M |
| Bottom Line | |||||
| Net Income | 3.7B | 6.0B | 6.3B | 4.3B | 4.0B |
| Earnings from Cont. Ops | 3.7B | 6.0B | 6.2B | 4.3B | 4.0B |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 3.7B | 6.0B | 6.3B | 4.3B | 4.0B |
| Per Share | |||||
| Basic EPS | $47.74 | $87.40 | $42.62 | $26.71 | $26.17 |
| Diluted EPS | $47.02 | $85.58 | $41.90 | $26.07 | $25.42 |
| Revenue Per Share | $114.47 | $120.69 | $115.20 | $101.57 | $105.91 |
| Shares | |||||
| Basic Shares Outstanding | 140.5M | 133.2M | 149.0M | 160.4M | 156.3M |
| Diluted Shares Outstanding | 142.6M | 136.1M | 151.7M | 164.3M | 161.0M |
| Profitability Metrics | |||||
| EBITDA | 5.7B | 7.4B | 8.1B | 8.0B | 8.9B |
| D&A | 18.7M | 68.1M | 74.9M | 73.8M | 77.0M |
| EBIT | 5.7B | 7.4B | 8.0B | 7.9B | 8.8B |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026