Pinnacle Financial Partners, Inc. (PNFPP) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	2.9B	2.9B	2.9B	2.5B	1.5B
Cost of Revenue	996.1M	996.1M	1.5B	1.2B	312.6M
Gross Profit	1.9B	1.9B	1.4B	1.3B	1.2B
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	922.3M	922.3M	678.7M	587.6M	558.6M
General & Admin Expense	839.9M	839.9M	652.0M	563.6M	537.5M
Selling & Marketing Expense	82.4M	82.4M	26.7M	23.9M	21.1M
Other Expenses	224.1M	224.1M	140.7M	(11.8M)	(19.4M)
Total Operating Expenses	1.1B	1.1B	819.5M	575.8M	539.2M
Cost and Expenses	2.1B	2.1B	2.3B	1.8B	851.8M
Operating Income (EBIT)	779.9M	779.9M	581.2M	714.0M	697.5M
Non-Operating
Interest Income	2.8B	2.8B	2.7B	2.4B	1.4B
Interest Expense	1.2B	1.2B	1.3B	1.1B	244.6M
Net Interest Income	1.5B	1.5B	1.4B	1.3B	1.1B
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	779.9M	779.9M	581.2M	714.0M	697.5M
Income Tax Expense	137.8M	137.8M	106.2M	151.9M	136.8M
Bottom Line
Net Income	642.1M	642.1M	475.1M	562.2M	560.7M
Earnings from Cont. Ops	642.1M	642.1M	475.1M	562.2M	560.7M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	626.9M	626.9M	459.9M	547.0M	545.5M
Per Share
Basic EPS	$8.15	$8.15	$6.01	$7.20	$7.20
Diluted EPS	$8.09	$8.09	$5.96	$7.14	$7.17
Revenue Per Share	$37.99	$37.99	$37.32	$32.55	$20.46
Shares
Basic Shares Outstanding	76.9M	76.9M	76.5M	76.0M	75.7M
Diluted Shares Outstanding	77.7M	77.7M	77.1M	76.6M	76.1M
Profitability Metrics
EBITDA	837.8M	837.8M	679.8M	792.7M	759.8M
D&A	57.9M	57.9M	98.6M	78.7M	62.3M
EBIT	779.9M	779.9M	581.2M	714.0M	697.5M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Dec 1, 2025