PennyMac Financial Services, Inc. (PFSI) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	5.0B	4.4B	2.8B	2.0B	2.3B
Cost of Revenue	2.0B	1.8B	1.5B	1.2B	1.0B
Gross Profit	3.0B	2.6B	1.4B	847.5M	1.3B
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	377.2M	343.1M	257.0M	238.1M	338.2M
General & Admin Expense	314.9M	296.9M	235.1M	220.5M	291.4M
Selling & Marketing Expense	62.3M	46.1M	22.0M	17.6M	46.8M
Other Expenses	2.1B	1.7B	709.7M	255.3M	280.1M
Total Operating Expenses	2.5B	2.1B	966.8M	493.4M	618.3M
Cost and Expenses	4.5B	3.9B	2.4B	1.7B	1.6B
Operating Income (EBIT)	506.3M	551.4M	402.6M	354.0M	688.7M
Non-Operating
Interest Income	—	—	—	—	—
Interest Expense	—	—	—	—	—
Net Interest Income	—	—	—	—	—
Other Non-Op Income/Expense	745.0K	—	(1.6M)	(170.4M)	(23.4M)
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	507.0M	551.4M	401.0M	183.6M	665.2M
Income Tax Expense	114.6M	50.3M	89.6M	39.0M	189.7M
Bottom Line
Net Income	392.4M	501.1M	311.4M	144.7M	475.5M
Earnings from Cont. Ops	392.4M	501.1M	311.4M	144.7M	475.5M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	392.4M	501.1M	311.4M	144.7M	475.5M
Per Share
Basic EPS	$7.56	$9.69	$6.11	$2.89	$8.96
Diluted EPS	$7.28	$9.30	$5.84	$2.74	$8.50
Revenue Per Share	$96.97	$85.45	$55.82	$40.80	$43.75
Shares
Basic Shares Outstanding	51.9M	51.7M	51.0M	50.0M	53.1M
Diluted Shares Outstanding	53.3M	53.9M	53.4M	52.7M	56.0M
Profitability Metrics
EBITDA	576.5M	620.8M	472.3M	424.1M	738.9M
D&A	70.3M	69.4M	69.7M	70.0M	50.2M
EBIT	506.3M	551.4M	402.6M	354.0M	688.7M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026