PFBC
Preferred Bank
NASDAQ · Financial Services · Banks - Regional · US
$103.66
−0.56%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 506.3M | 499.0M | 520.4M | 481.8M | 301.4M |
| Cost of Revenue | 223.7M | 224.7M | 248.6M | 198.6M | 54.4M |
| Gross Profit | 282.6M | 274.3M | 271.9M | 283.1M | 247.1M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 65.7M | 66.8M | 54.9M | 52.1M | 49.4M |
| General & Admin Expense | 65.3M | 65.7M | 53.6M | 51.3M | 48.6M |
| Selling & Marketing Expense | 401.0K | 1.1M | 1.3M | 737.0K | 811.0K |
| Other Expenses | 23.4M | 17.9M | 32.9M | 21.2M | 18.4M |
| Total Operating Expenses | 89.1M | 84.8M | 87.8M | 73.3M | 67.9M |
| Cost and Expenses | 312.8M | 309.5M | 336.4M | 271.9M | 122.2M |
| Operating Income (EBIT) | 193.5M | 189.5M | 184.0M | 210.6M | 179.2M |
| Non-Operating | |||||
| Interest Income | 490.8M | 486.5M | 509.1M | 478.0M | 294.4M |
| Interest Expense | 214.2M | 215.6M | 236.5M | 188.6M | 47.0M |
| Net Interest Income | 276.6M | 270.8M | 272.6M | 289.4M | 247.4M |
| Other Non-Op Income/Expense | — | — | — | (778.0K) | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 193.5M | 189.5M | 184.0M | 209.9M | 179.2M |
| Income Tax Expense | 58.1M | 55.9M | 53.4M | 59.8M | 50.4M |
| Bottom Line | |||||
| Net Income | 135.4M | 133.6M | 130.7M | 150.0M | 128.8M |
| Earnings from Cont. Ops | 135.4M | 133.6M | 130.7M | 150.0M | 128.8M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 135.4M | 133.6M | 130.7M | 150.0M | 128.8M |
| Per Share | |||||
| Basic EPS | $11.15 | $10.61 | $9.80 | $10.64 | $8.84 |
| Diluted EPS | $10.94 | $10.41 | $9.65 | $10.52 | $8.70 |
| Revenue Per Share | $42.75 | $39.62 | $38.99 | $34.18 | $20.68 |
| Shares | |||||
| Basic Shares Outstanding | 11.8M | 12.6M | 13.3M | 14.1M | 14.6M |
| Diluted Shares Outstanding | 12.0M | 12.8M | 13.6M | 14.3M | 14.8M |
| Profitability Metrics | |||||
| EBITDA | 194.7M | 191.3M | 186.2M | 211.6M | 181.1M |
| D&A | 1.2M | 1.7M | 2.2M | 1.7M | 1.9M |
| EBIT | 193.5M | 189.5M | 184.0M | 209.9M | 179.2M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026