Ohio Valley Banc Corp. (OVBC) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	99.3M	94.2M	88.9M	74.5M	57.8M
Cost of Revenue	36.9M	30.5M	29.4M	17.9M	2.8M
Gross Profit	62.4M	63.7M	59.5M	56.6M	55.0M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	21.1M	3.0K	29.3M	25.0M	23.4M
General & Admin Expense	20.6M	1.8K	28.4M	24.0M	21.9M
Selling & Marketing Expense	560.7K	1.2K	820.0K	1.0M	1.4M
Other Expenses	23.8M	44.2M	16.9M	16.4M	15.7M
Total Operating Expenses	44.9M	44.2M	46.1M	41.4M	39.0M
Cost and Expenses	81.8M	74.8M	75.6M	59.3M	41.8M
Operating Income (EBIT)	17.6M	19.5M	13.4M	15.2M	15.9M
Non-Operating
Interest Income	90.5M	85.2M	75.4M	61.5M	47.3M
Interest Expense	30.0M	27.5M	27.0M	15.8M	2.8M
Net Interest Income	60.5M	57.7M	48.4M	45.7M	44.5M
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	17.6M	19.5M	13.4M	15.2M	15.9M
Income Tax Expense	3.3M	3.9M	2.4M	2.6M	2.6M
Bottom Line
Net Income	14.2M	15.6M	11.0M	12.6M	13.3M
Earnings from Cont. Ops	14.2M	15.6M	11.0M	12.6M	13.3M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	14.2M	15.6M	11.0M	12.6M	13.3M
Per Share
Basic EPS	$3.01	$3.31	$2.33	$2.65	$2.80
Diluted EPS	$3.01	$3.31	$2.33	$2.65	$2.80
Revenue Per Share	$21.08	$20.00	$18.77	$15.60	$12.11
Shares
Basic Shares Outstanding	4.7M	4.7M	4.7M	4.8M	4.8M
Diluted Shares Outstanding	4.7M	4.7M	4.7M	4.8M	4.8M
Profitability Metrics
EBITDA	17.6M	21.2M	15.1M	16.8M	17.5M
D&A	—	1.7M	1.7M	1.6M	1.6M
EBIT	17.6M	19.5M	13.4M	15.2M	15.9M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026