Nu Holdings Ltd. (NU) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	19.4B	15.9B	11.1B	7.7B	4.5B
Cost of Revenue	10.8B	8.8B	6.0B	4.3B	3.0B
Gross Profit	8.5B	7.1B	5.1B	3.3B	1.6B
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	745.5M	602.2M	1.4B	1.1B	1.4B
General & Admin Expense	745.5M	602.2M	1.2B	991.0M	1.3B
Selling & Marketing Expense	—	—	216.7M	146.7M	136.1M
Other Expenses	3.4B	2.6B	866.1M	670.3M	446.9M
Total Operating Expenses	4.1B	3.2B	2.3B	1.8B	1.9B
Cost and Expenses	15.0B	12.0B	8.3B	6.1B	4.8B
Operating Income (EBIT)	4.4B	3.9B	2.8B	1.5B	(308.9M)
Non-Operating
Interest Income	14.5B	12.0B	9.6B	6.4B	3.6B
Interest Expense	5.5B	4.6B	2.8B	2.0B	1.5B
Net Interest Income	9.0B	7.4B	6.8B	4.4B	2.0B
Other Non-Op Income/Expense	9.4M	3.7M	—	—	—
Non-Operating Income (excl Interest)	(9.4M)	(3.7M)	—	—	—
EBT (Pre-Tax Income)	4.4B	3.9B	2.8B	1.5B	(308.9M)
Income Tax Expense	774.6M	996.7M	823.1M	508.5M	55.7M
Bottom Line
Net Income	3.6B	2.9B	2.0B	1.0B	(364.6M)
Earnings from Cont. Ops	3.6B	2.9B	2.0B	1.0B	(364.6M)
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	3.6B	2.9B	2.0B	1.0B	(364.6M)
Per Share
Basic EPS	$0.74	$0.59	$0.41	$0.22	($0.08)
Diluted EPS	$0.74	$0.58	$0.40	$0.21	($0.08)
Revenue Per Share	$3.99	$3.29	$2.32	$1.62	$0.97
Shares
Basic Shares Outstanding	4.9B	4.8B	4.8B	4.7B	4.7B
Diluted Shares Outstanding	4.9B	4.9B	4.9B	4.9B	4.7B
Profitability Metrics
EBITDA	4.5B	4.0B	2.9B	1.6B	35.3B
D&A	87.9M	98.0M	77.1M	62.9M	35.6B
EBIT	4.4B	3.9B	2.8B	1.5B	(308.9M)

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026