NBBK
NB Bancorp, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$22.17
−1.73%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 418.0M | 317.2M | 304.0M | 237.5M | 128.9M |
| Cost of Revenue | 176.5M | 142.9M | 143.4M | 104.3M | 22.2M |
| Gross Profit | 241.5M | 174.3M | 160.6M | 133.2M | 106.6M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 77.2M | 102.5M | 87.4M | 108.7M | 61.2M |
| General & Admin Expense | 73.6M | 98.7M | 83.9M | 85.6M | 57.8M |
| Selling & Marketing Expense | 3.6M | 3.8M | 3.5M | 23.1M | 3.4M |
| Other Expenses | 72.6M | 599.0K | 14.6M | 12.7M | 9.0M |
| Total Operating Expenses | 149.8M | 103.1M | 102.0M | 121.3M | 70.2M |
| Cost and Expenses | 326.3M | 246.1M | 245.4M | 225.7M | 92.5M |
| Operating Income (EBIT) | 91.7M | 71.1M | 58.6M | 11.8M | 36.4M |
| Non-Operating | |||||
| Interest Income | 431.0M | 335.7M | 292.5M | 222.2M | 121.0M |
| Interest Expense | 166.8M | 138.3M | 131.3M | 90.4M | 15.5M |
| Net Interest Income | 264.2M | 197.5M | 161.2M | 131.7M | 105.5M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | (44.7M) | — | — | — | — |
| EBT (Pre-Tax Income) | 91.7M | 71.1M | 58.6M | 11.8M | 36.4M |
| Income Tax Expense | 24.8M | 20.8M | 16.5M | 2.0M | 6.3M |
| Bottom Line | |||||
| Net Income | 66.9M | 50.3M | 42.1M | 9.8M | 30.1M |
| Earnings from Cont. Ops | 66.9M | 50.3M | 42.1M | 9.8M | 30.1M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 66.9M | 50.3M | 42.1M | 9.8M | 30.1M |
| Per Share | |||||
| Basic EPS | $1.67 | $1.34 | $1.07 | $0.23 | $0.70 |
| Diluted EPS | $1.64 | $1.34 | $1.07 | $0.23 | $0.70 |
| Revenue Per Share | $10.60 | $7.76 | $7.72 | $5.65 | $3.02 |
| Shares | |||||
| Basic Shares Outstanding | 39.4M | 40.9M | 39.4M | 42.0M | 42.7M |
| Diluted Shares Outstanding | 39.8M | 41.2M | 39.4M | 42.0M | 42.7M |
| Profitability Metrics | |||||
| EBITDA | 139.6M | 74.7M | 61.6M | 14.7M | 38.9M |
| D&A | 3.1M | 3.6M | 3.0M | 2.8M | 2.5M |
| EBIT | 136.5M | 71.1M | 58.6M | 11.8M | 36.4M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026