MVBF
MVB Financial Corp.
NASDAQ · Financial Services · Banks - Regional · US
$31.23
+1.04%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 219.1M | 270.4M | 227.3M | 213.0M | 152.4M |
| Cost of Revenue | 80.5M | 76.7M | 80.2M | 64.6M | 28.3M |
| Gross Profit | 138.6M | 193.8M | 147.1M | 148.4M | 124.0M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 75.4M | 71.0M | 72.1M | 67.8M | 65.1M |
| General & Admin Expense | 75.4M | 71.0M | 72.1M | 67.8M | 65.1M |
| Selling & Marketing Expense | — | — | — | — | — |
| Other Expenses | 11.7M | 86.0M | 48.7M | 53.3M | 43.8M |
| Total Operating Expenses | 87.0M | 156.9M | 120.8M | 121.1M | 109.0M |
| Cost and Expenses | 167.5M | 233.6M | 201.0M | 185.7M | 137.3M |
| Operating Income (EBIT) | 51.6M | 36.9M | 26.3M | 27.3M | 15.0M |
| Non-Operating | |||||
| Interest Income | 183.1M | 175.3M | 185.8M | 189.8M | 126.0M |
| Interest Expense | 67.4M | 67.9M | 76.6M | 66.5M | 14.2M |
| Net Interest Income | 115.7M | 107.4M | 109.2M | 123.3M | 111.8M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 51.6M | 36.9M | 26.3M | 27.3M | 15.0M |
| Income Tax Expense | 12.8M | 9.9M | 6.1M | 5.1M | 3.3M |
| Bottom Line | |||||
| Net Income | 38.8M | 26.9M | 20.1M | 31.2M | 15.0M |
| Earnings from Cont. Ops | 38.8M | 26.9M | 20.2M | 22.2M | 11.7M |
| Earnings from Discont. Ops | — | — | — | 8.8M | 2.7M |
| Bottom Line Net Income | 38.8M | 26.9M | 20.1M | 31.2M | 15.0M |
| Per Share | |||||
| Basic EPS | $3.05 | $2.11 | $1.56 | $2.46 | $1.23 |
| Diluted EPS | $2.96 | $2.06 | $1.53 | $2.40 | $1.17 |
| Revenue Per Share | $17.02 | $21.17 | $17.64 | $16.78 | $12.64 |
| Shares | |||||
| Basic Shares Outstanding | 12.9M | 12.8M | 12.9M | 12.7M | 12.1M |
| Diluted Shares Outstanding | 13.2M | 13.1M | 13.1M | 13.0M | 12.9M |
| Profitability Metrics | |||||
| EBITDA | 53.4M | 39.4M | 30.3M | 32.3M | 20.4M |
| D&A | 1.9M | 2.6M | 3.9M | 5.0M | 5.3M |
| EBIT | 51.6M | 36.9M | 26.3M | 27.3M | 15.0M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026