Magyar Bancorp, Inc. (MGYR) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	62.4M	58.4M	52.1M	40.7M	32.2M
Cost of Revenue	24.0M	23.2M	20.7M	10.7M	2.8M
Gross Profit	38.4M	35.2M	31.4M	30.0M	29.4M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	8.4M	14.4M	13.4M	12.6M	11.7M
General & Admin Expense	4.1M	14.0M	13.0M	12.3M	11.2M
Selling & Marketing Expense	4.3M	438.0K	402.0K	366.0K	447.0K
Other Expenses	13.4M	7.0M	6.9M	6.7M	6.6M
Total Operating Expenses	21.8M	21.4M	20.3M	19.3M	18.3M
Cost and Expenses	45.8M	44.6M	41.0M	30.0M	21.0M
Operating Income (EBIT)	16.6M	13.8M	11.1M	10.7M	11.2M
Non-Operating
Interest Income	59.1M	54.7M	48.6M	38.1M	29.5M
Interest Expense	23.1M	22.8M	20.6M	10.3M	2.5M
Net Interest Income	35.9M	31.9M	28.0M	27.7M	27.0M
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	16.6M	13.8M	11.1M	10.7M	11.2M
Income Tax Expense	4.8M	4.0M	3.3M	3.0M	3.3M
Bottom Line
Net Income	11.8M	9.8M	7.8M	7.7M	7.9M
Earnings from Cont. Ops	11.8M	9.8M	7.8M	7.7M	7.9M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	11.8M	9.8M	7.8M	7.7M	7.9M
Per Share
Basic EPS	$1.90	$1.57	$1.23	$1.20	$1.17
Diluted EPS	$1.87	$1.56	$1.23	$1.20	$1.17
Revenue Per Share	$10.08	$9.37	$8.22	$6.34	$4.76
Shares
Basic Shares Outstanding	6.2M	6.2M	6.3M	6.4M	6.8M
Diluted Shares Outstanding	6.3M	6.2M	6.3M	6.4M	6.8M
Profitability Metrics
EBITDA	17.2M	14.7M	12.0M	11.6M	12.0M
D&A	651.0K	937.0K	890.0K	840.0K	839.0K
EBIT	16.6M	13.8M	11.1M	10.7M	11.2M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026