Magyar Bancorp, Inc. (MGYR) Financial Statements

Income statement

Metric	TTM	2026	2025	2024	2023
Revenue
Total Revenue	63.6M	63.6M	58.4M	52.1M	40.7M
Cost of Revenue	23.9M	23.9M	23.2M	20.7M	10.7M
Gross Profit	39.7M	39.7M	35.2M	31.4M	30.0M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	4.7M	—	14.4M	13.4M	12.6M
General & Admin Expense	465.0K	—	14.0M	13.0M	12.3M
Selling & Marketing Expense	4.3M	—	438.0K	402.0K	366.0K
Other Expenses	17.3M	22.0M	7.0M	6.9M	6.7M
Total Operating Expenses	22.0M	22.0M	21.4M	20.3M	19.3M
Cost and Expenses	46.0M	45.9M	44.6M	41.0M	30.0M
Operating Income (EBIT)	17.7M	17.7M	13.8M	11.1M	10.7M
Non-Operating
Interest Income	60.5M	60.5M	54.7M	48.6M	38.1M
Interest Expense	23.0M	23.0M	22.8M	20.6M	10.3M
Net Interest Income	37.5M	37.5M	31.9M	28.0M	27.7M
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	17.7M	17.7M	13.8M	11.1M	10.7M
Income Tax Expense	5.1M	5.1M	4.0M	3.3M	3.0M
Bottom Line
Net Income	12.6M	12.6M	9.8M	7.8M	7.7M
Earnings from Cont. Ops	12.6M	12.6M	9.8M	7.8M	7.7M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	12.6M	12.6M	9.8M	7.8M	7.7M
Per Share
Basic EPS	$2.02	$2.02	$1.57	$1.23	$1.20
Diluted EPS	$1.99	$1.99	$1.56	$1.23	$1.20
Revenue Per Share	$10.21	$10.23	$9.37	$8.22	$6.34
Shares
Basic Shares Outstanding	6.2M	6.2M	6.2M	6.3M	6.4M
Diluted Shares Outstanding	6.3M	6.3M	6.2M	6.3M	6.4M
Profitability Metrics
EBITDA	18.3M	17.7M	14.7M	12.0M	11.6M
D&A	644.0K	—	937.0K	890.0K	840.0K
EBIT	17.7M	17.7M	13.8M	11.1M	10.7M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026