MFA

MFA Financial, Inc. (NYSE:MFA) is a real estate investment trust (REIT) that was incorporated in 1997 and began trading publicly in 1998. Headquartered in New York, the company operates as a specialty finance firm focused on residential mortgage assets. As a REIT, MFA is required to distribute at least 90% of its taxable income to shareholders as dividends and is generally exempt from federal income taxes at the corporate level. The company has evolved from a traditional agency mortgage REIT into a diversified residential credit investor, particularly following its acquisition of Lima One Capital, a business purpose lending platform, which has become a key strategic asset for originating high-yielding loans.