LSBK
Lake Shore Bancorp, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$17.38
−0.23%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 40.5M | 39.6M | 38.1M | 36.4M | 29.5M |
| Cost of Revenue | 10.5M | 11.5M | 12.3M | 8.4M | 3.1M |
| Gross Profit | 30.0M | 28.1M | 25.8M | 28.0M | 26.3M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 9.4M | 8.9M | 12.3M | 12.9M | 10.8M |
| General & Admin Expense | 9.4M | 8.8M | 12.2M | 12.4M | 10.1M |
| Selling & Marketing Expense | 40.0K | 44.0K | 94.0K | 578.0K | 714.0K |
| Other Expenses | 10.4M | 10.4M | 7.6M | 8.9M | 8.6M |
| Total Operating Expenses | 19.8M | 19.3M | 20.0M | 21.8M | 19.4M |
| Cost and Expenses | 30.3M | 30.8M | 32.2M | 30.2M | 22.6M |
| Operating Income (EBIT) | 10.2M | 8.8M | 5.9M | 6.2M | 6.9M |
| Non-Operating | |||||
| Interest Income | 37.3M | 36.3M | 34.8M | 33.8M | 26.8M |
| Interest Expense | 10.7M | 11.7M | 13.7M | 9.4M | 2.4M |
| Net Interest Income | 26.5M | 24.6M | 21.1M | 24.4M | 24.3M |
| Other Non-Op Income/Expense | — | — | — | 7.0K | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 10.2M | 8.8M | 5.9M | 6.2M | 6.9M |
| Income Tax Expense | 1.8M | 1.5M | 935.0K | 1.4M | 1.2M |
| Bottom Line | |||||
| Net Income | 8.4M | 7.3M | 4.9M | 4.8M | 5.7M |
| Earnings from Cont. Ops | 8.4M | 7.3M | 4.9M | 4.8M | 5.7M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 8.4M | 7.3M | 4.9M | 4.8M | 5.7M |
| Per Share | |||||
| Basic EPS | $1.12 | $0.96 | $0.65 | $0.61 | $0.72 |
| Diluted EPS | $1.12 | $0.96 | $0.65 | $0.61 | $0.72 |
| Revenue Per Share | $5.40 | $5.32 | $5.00 | $4.59 | $3.70 |
| Shares | |||||
| Basic Shares Outstanding | 7.5M | 7.4M | 7.6M | 7.9M | 8.0M |
| Diluted Shares Outstanding | 7.5M | 7.4M | 7.6M | 7.9M | 8.0M |
| Profitability Metrics | |||||
| EBITDA | 10.6M | 9.2M | 6.6M | 7.0M | 7.7M |
| D&A | 443.0K | 462.0K | 739.0K | 807.0K | 856.0K |
| EBIT | 10.2M | 8.8M | 5.9M | 6.2M | 6.9M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026