Open Lending Corporation (LPRO) Earnings Date, History & Estimates

Latest reported

Trailing twelve quarters

Sell-side consensus

0 Buy2 Hold0 Sell

Q1 FY2026 · May 7, 2026

AI summary of management’s prepared remarks and analyst Q&A · For informational purposes only, not investment advice

Total liabilities amount to $8.8 million with $82.9 million being outstanding debt, and scheduled principal payments on the senior secured term loan were made during the quarter. 2. Capital allocation priorities are: investing in the organic growth of the platform, maintaining a strong balance sheet, and returning capital to shareholders through share repurchases when appropriate. 3. The board extended the share repurchase program expiration from May 2026 to May 2027 and increased the size to $50 million, with approximately $45.1 million remaining on the program. 4. Entering the second quarter, there is improving daily CERT production, a portfolio considered to be of the highest quality in several years, and profit share unit economics that are meaningfully stronger than a year ago. 5. Confidence that the second quarter validates the deliberate choices made over the past year and positions well for acceleration in the remainder of 2026.

Second quarter total certified loans are expected to be between $22,000 and $25,000. 2. Full year total certified loans are expected to be between $100,000 and $110,000, which is an 8% increase over 2025 results at the midpoint. 3. Full year adjusted EBITDA is expected to be between $25 and $29 million. 4. Intend to maintain quality over quantity in the book of business.

Reported results against consensus at the time of each report · Surprise is computed from the estimate on record · Data as of Aug 5, 2026