LMFA
LM FUNDING AMERICA, INC.
NASDAQ · Financial Services · Financial - Credit Services · US
$2.60
+24.40%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 12.1M | 8.8M | 11.0M | 6.2M | 6.4M |
| Cost of Revenue | 9.4M | 21.6M | 7.0M | — | 4.9M |
| Gross Profit | 2.7M | (12.8M) | 4.0M | 6.2M | 1.5M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 6.1M | 3.2M | 817.0K | 6.7M | 20.1M |
| General & Admin Expense | 3.2M | 3.2M | 2.1M | 5.9M | 19.4M |
| Selling & Marketing Expense | 2.9M | — | (1.2M) | 851.8K | 635.3K |
| Other Expenses | 21.5M | 2.1M | 9.7M | 18.3M | 7.9M |
| Total Operating Expenses | 27.6M | 5.3M | 10.5M | 25.0M | 27.9M |
| Cost and Expenses | 37.0M | 26.9M | 17.5M | 25.0M | 32.9M |
| Operating Income (EBIT) | (24.9M) | (18.1M) | (6.5M) | (18.8M) | (26.4M) |
| Non-Operating | |||||
| Interest Income | 4.4M | 8.7M | 307.3K | 249.6K | 394.7K |
| Interest Expense | 1.2M | 1.1M | 443.7K | — | 4.4K |
| Net Interest Income | 3.2M | 7.6M | (136.4K) | 249.6K | 390.3K |
| Other Non-Op Income/Expense | (7.2M) | (8.8M) | (1.2M) | — | — |
| Non-Operating Income (excl Interest) | 2.1M | 7.7M | 1.6M | — | — |
| EBT (Pre-Tax Income) | (32.0M) | (27.0M) | (7.7M) | (18.8M) | (26.4M) |
| Income Tax Expense | — | — | — | 60.6K | 1.4M |
| Bottom Line | |||||
| Net Income | (32.0M) | (26.9M) | (7.3M) | (15.9M) | (29.2M) |
| Earnings from Cont. Ops | (32.0M) | (27.0M) | (7.7M) | (18.9M) | (27.9M) |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | (32.0M) | (26.9M) | (7.3M) | (15.9M) | (29.2M) |
| Per Share | |||||
| Basic EPS | ($64.26) | ($82.00) | ($65.25) | ($174.50) | ($335.25) |
| Diluted EPS | ($64.26) | ($82.00) | ($65.25) | ($174.50) | ($335.25) |
| Revenue Per Share | $14.08 | $25.26 | $97.93 | $67.75 | $73.57 |
| Shares | |||||
| Basic Shares Outstanding | 858234 | 348015 | 112323 | 91353 | 87228 |
| Diluted Shares Outstanding | 858234 | 348015 | 112323 | 91353 | 87228 |
| Profitability Metrics | |||||
| EBITDA | (20.0M) | (17.7M) | (325.0K) | (13.8M) | (26.0M) |
| D&A | 7.0M | 8.2M | 7.8M | 5.0M | 478.0K |
| EBIT | (27.0M) | (25.9M) | (8.1M) | (18.8M) | (26.4M) |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Mar 1, 2026