LCNB CORP (LCNB) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	124.4M	124.2M	125.4M	95.0M	80.0M
Cost of Revenue	31.4M	34.5M	46.2M	25.3M	5.0M
Gross Profit	93.0M	89.8M	79.2M	69.7M	75.1M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	42.1M	41.0M	38.1M	31.1M	30.2M
General & Admin Expense	41.2M	41.0M	37.1M	30.0M	29.0M
Selling & Marketing Expense	1.1M	—	1.0M	1.1M	1.2M
Other Expenses	20.0M	20.6M	25.2M	23.3M	17.9M
Total Operating Expenses	62.0M	61.6M	63.3M	54.4M	48.1M
Cost and Expenses	93.4M	96.1M	109.5M	79.8M	53.1M
Operating Income (EBIT)	22.1M	28.2M	16.0M	15.3M	26.9M
Non-Operating
Interest Income	103.4M	102.7M	104.8M	79.4M	65.7M
Interest Expense	26.8M	32.5M	44.2M	23.3M	4.7M
Net Interest Income	76.6M	70.2M	60.6M	56.2M	61.0M
Other Non-Op Income/Expense	8.4M	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	30.5M	28.2M	16.0M	15.3M	26.9M
Income Tax Expense	5.5M	5.0M	2.5M	2.6M	4.8M
Bottom Line
Net Income	24.9M	23.1M	13.5M	12.6M	22.1M
Earnings from Cont. Ops	24.9M	23.1M	13.5M	12.6M	22.1M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	24.9M	23.1M	13.4M	12.5M	22.0M
Per Share
Basic EPS	$1.76	$1.64	$0.97	$1.10	$1.93
Diluted EPS	$1.76	$1.63	$0.97	$1.10	$1.93
Revenue Per Share	$8.78	$8.82	$9.11	$8.32	$7.01
Shares
Basic Shares Outstanding	14.2M	14.1M	13.8M	11.4M	11.4M
Diluted Shares Outstanding	14.2M	14.1M	13.8M	11.4M	11.4M
Profitability Metrics
EBITDA	32.1M	28.8M	16.6M	18.2M	29.7M
D&A	1.1M	668.0K	604.0K	3.0M	2.7M
EBIT	30.9M	28.2M	16.0M	15.3M	26.9M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026