KSPI
Joint Stock Company Kaspi.kz
NASDAQ · Technology · Software - Infrastructure · KZ
$107.53
−0.26%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 4349.5B | 3935.0B | 2520.9B | 1890.3B | 1269.2B |
| Cost of Revenue | 1283.2B | 1041.0B | 949.5B | 671.8B | 103.9B |
| Gross Profit | 3066.2B | 2894.0B | 1571.5B | 1218.5B | 1165.3B |
| Operating Expenses | |||||
| R&D Expense | 58.1B | — | 109.6B | 88.7B | 60.8B |
| SG&A Expense | 66.0B | — | 76.9B | 51.4B | 48.2B |
| General & Admin Expense | 22.1B | — | 32.9B | 29.5B | 22.7B |
| Selling & Marketing Expense | 43.9B | — | 44.0B | 21.9B | 25.6B |
| Other Expenses | 1332.1B | 1598.7B | 114.0B | 79.6B | 5.8B |
| Total Operating Expenses | 1456.2B | 1598.7B | 300.4B | 219.7B | 114.8B |
| Cost and Expenses | 2739.4B | 2639.7B | 1249.9B | 891.5B | 218.7B |
| Operating Income (EBIT) | 1610.0B | 1295.4B | 1271.1B | 998.8B | 1050.5B |
| Non-Operating | |||||
| Interest Income | 1335.5B | 1536.0B | — | — | — |
| Interest Expense | 1036.8B | 883.8B | — | — | — |
| Net Interest Income | 298.7B | 652.2B | — | — | — |
| Other Non-Op Income/Expense | (287.5B) | — | 11.2B | 23.2B | (330.0B) |
| Non-Operating Income (excl Interest) | (219.5B) | (883.8B) | (11.2B) | (23.2B) | 52.0B |
| EBT (Pre-Tax Income) | 1322.5B | 1295.4B | 1282.3B | 1022.0B | 720.6B |
| Income Tax Expense | 280.3B | 257.0B | 225.5B | 173.2B | 131.7B |
| Bottom Line | |||||
| Net Income | 1042.2B | 1038.4B | 1039.7B | 841.4B | 585.0B |
| Earnings from Cont. Ops | 1042.2B | 1038.4B | 1056.8B | 848.8B | 588.8B |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 1042.2B | 1038.4B | 1039.7B | 841.4B | 585.0B |
| Per Share | |||||
| Basic EPS | $5,475.95 | $5,464.06 | $5,474.35 | $4,431.43 | $3,051.00 |
| Diluted EPS | $5,475.95 | $5,464.06 | $5,430.77 | $4,380.61 | $3,016.00 |
| Revenue Per Share | $22,889.98 | $20,708.87 | $13,273.00 | $9,956.23 | $6,619.97 |
| Shares | |||||
| Basic Shares Outstanding | 190.0M | 190.0M | 189.9M | 189.9M | 191.7M |
| Diluted Shares Outstanding | 190.0M | 190.0M | 191.5M | 192.1M | 194.0M |
| Profitability Metrics | |||||
| EBITDA | 1849.5B | 2179.1B | 1282.3B | 1022.0B | 1015.4B |
| D&A | 20.0B | — | — | — | 16.8B |
| EBIT | 1829.5B | 2179.1B | 1282.3B | 1022.0B | 998.6B |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026