JFIN
Jiayin Group Inc.
NASDAQ · Communication Services · Internet Content & Information · CN
$1.78
−1.39%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 4.0B | 865.6M | 5.8B | 5.5B | 3.3B |
| Cost of Revenue | 1.5B | 191.6M | 2.0B | 2.0B | 565.2M |
| Gross Profit | 2.5B | 673.9M | 3.8B | 3.5B | 2.7B |
| Operating Expenses | |||||
| R&D Expense | 324.8M | 427.1M | 372.4M | 296.3M | 216.7M |
| SG&A Expense | 1.9B | 2.7B | 2.1B | 1.8B | 1.3B |
| General & Admin Expense | 250.2M | 302.5M | 221.0M | 214.9M | 194.0M |
| Selling & Marketing Expense | 1.6B | 2.4B | 1.9B | 1.5B | 1.1B |
| Other Expenses | 80.1M | (2.7B) | 12.2M | 72.8M | 32.1M |
| Total Operating Expenses | 2.3B | 423.9M | 2.5B | 2.1B | 1.5B |
| Cost and Expenses | 3.8B | 615.6M | 4.6B | 4.1B | 2.1B |
| Operating Income (EBIT) | 234.0M | 250.0M | 1.2B | 1.3B | 1.2B |
| Non-Operating | |||||
| Interest Income | 3.5M | 1.2M | 18.3M | 12.9M | 281.0K |
| Interest Expense | 1.2M | — | — | — | — |
| Net Interest Income | 2.3M | 1.2M | 18.3M | 12.9M | 281.0K |
| Other Non-Op Income/Expense | 43.8M | 10.6M | 47.4M | 212.7M | 153.6M |
| Non-Operating Income (excl Interest) | (7.8M) | (10.6M) | — | — | — |
| EBT (Pre-Tax Income) | 277.8M | 260.6M | 1.3B | 1.5B | 1.3B |
| Income Tax Expense | 117.4M | 47.0M | 238.9M | 247.6M | 155.4M |
| Bottom Line | |||||
| Net Income | 230.9M | 213.6M | 1.1B | 1.3B | 1.2B |
| Earnings from Cont. Ops | 230.9M | 213.6M | 1.1B | 1.3B | 1.2B |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 230.9M | 213.6M | 1.1B | 1.3B | 1.2B |
| Per Share | |||||
| Basic EPS | $4.68 | $4.16 | $19.88 | $24.24 | $21.92 |
| Diluted EPS | $4.68 | $4.16 | $19.88 | $24.24 | $21.92 |
| Revenue Per Share | $76.99 | $16.83 | $109.23 | $102.19 | $60.79 |
| Shares | |||||
| Basic Shares Outstanding | 52.4M | 51.4M | 53.1M | 53.5M | 53.8M |
| Diluted Shares Outstanding | 52.4M | 51.4M | 53.1M | 53.5M | 53.8M |
| Profitability Metrics | |||||
| EBITDA | 275.2M | 270.5M | 1.3B | 1.3B | 1.2B |
| D&A | 4.5M | 9.9M | 17.9M | 9.5M | 10.0M |
| EBIT | 270.7M | 260.6M | 1.2B | 1.3B | 1.2B |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026